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Smiths Lane, Nairn, Highland, IV12

Scotland

£140,000
Listed on 19/01/2026

Property Details

Bedrooms
3
Type
Semi-detached house
Area
902 sqft

Description

This three-bedroom end-terraced property in Nairn presents an excellent investment opportunity for those looking to create a modern family home. Spread over two levels, the generous space is a blank slate ready for personalization and refurbishment, making it particularly appealing to first-time buyers or investors keen on adding value through renovation. The property features a practical layout with two bathrooms, gas central heating, and double glazing; however, it currently requires updating. This condition offers buyers the chance to tailor the interiors to their tastes while benefiting from the potential increase in market value post-renovation. Located in a sought-after residential area close to local amenities, schools, and transport links, the property also enjoys proximity to Nairn's beach and harbour. Its accessibility to Inverness and major routes further enhances its appeal for families and commuters alike. With ample room sizes and flexible living options, this property is ideal for those looking to invest in a project within a vibrant coastal community.

Investment Analysis

(IV12 area)

Below Market Value

This property is priced -29.7% below area average per sq ft

-29.7%
Potential saving
This Property
£155/sq ft
Area Average
£221/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£30,000 - £50,000
Target Value
£218,979
10% above area average per sq ft
Potential ROI
+15.3%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
20
Average per month
Market Turnover
145%
Properties sold annually

Local Market Trend (IV12)

Area prices are rising by +10.1% over the last 12 months
3 year growth: 5.9%
5 year growth: 22.0%
Investment Disclaimer: Analysis based on IV12 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Smiths Lane, Nairn, Highland, IV12
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£513
Based on a loan of £105,000 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE