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Building Plot, Old Swinford, Harker, Carlisle, Cumbria - Image 1
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Building Plot, Old Swinford, Harker, Carlisle, Cumbria

North East

£190,000
Listed on 28/02/2026

Property Details

Bedrooms
4
Type
Detached house

Description

Situated in a highly desirable area north of Carlisle, this property presents a unique investment opportunity with significant renovation potential. The existing structure sits on a generous 0.25-acre plot, offering ample space for a family home with four bedrooms and three bathrooms, along with sufficient parking and a detached garage. Full planning permission has already been secured for the development of a contemporary four-bedroom residence, making it an ideal candidate for those looking to embark on a Grand Design-style self-build. The approved design emphasizes modern living and is strategically laid out. The ground floor features an entrance hall leading to both a lounge and study at the front, alongside an en-suite bedroom and utility room that connects to a walk-in store. At the rear, an expansive open-plan kitchen and dining area will boast panoramic glass windows that frame views of the garden and surrounding countryside. On the first floor, you will find two additional double bedrooms, a family bathroom, plus an impressive principal suite equipped with panoramic windows, dressing room, and en-suite shower room. With mains services available nearby—including electric, water, and gas—this property is primed for development. The purchaser will need to manage connections to utilities as per planning requirements but stands to gain from creating a bespoke living space in this appealing location backing onto open fields.

Investment Analysis

(CA6 area)
Area Average
£227/sq ft

Renovation Potential

Heavy Refurb
Est. Renovation Cost
£300,000 - £400,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
7
Average per month
Market Turnover
18%
Properties sold annually

Local Market Trend (CA6)

Area prices are rising by +5.2% over the last 12 months
3 year growth: +26.2%
5 year growth: +32.9%
Investment Disclaimer: Analysis based on CA6 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Building Plot, Old Swinford, Harker, Carlisle, Cumbria
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£685
Based on a loan of £142,500 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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