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Spencer Gate, St. Albans, AL1 4AD

East of England

£1,200,000
Listed on 03/02/2026

Property Details

Bedrooms
3
Type
Detached house
Area
1118 sqft

Description

Nestled in a desirable cul-de-sac, this charming detached period family home boasts an enviable position that backs onto Bernards Heath Woodland. Ideal for nature enthusiasts, the property invites leisurely woodland strolls and is just a short distance from the open green spaces of Bernard’s Heath and local coffee shops. The home falls within the catchment area for several popular schools, making it particularly appealing to families seeking educational options. While enjoying a tranquil environment, you will find St Albans City Centre merely minutes away, offering a vibrant selection of shops, dining options, and essential services. Commuters will appreciate the close proximity to the mainline train station with direct services into London. Although offered chain-free, this property is in need of thoughtful refurbishment and presents an excellent opportunity for enhancement and expansion, subject to necessary planning permissions. The existing layout is spacious and filled with natural light; an inviting entrance hall leads into a large dual-aspect living room ideal for family gatherings. A separate dining room and a kitchen breakfast area with garden access add to the home's functionality, along with a convenient ground floor WC. Upstairs hosts three well-sized bedrooms and a family bathroom accessible from the landing. Outside, the front garden enhances curb appeal while side access opens to an extensive rear garden that connects directly to the woodland—providing both privacy and a lush backdrop. Additional features include parking space and a garage. This residence is rich in character and offers significant potential for those looking to invest in their dream home in an exceptional location.

Investment Analysis

(AL1 area)

Above Market Value

This property is priced +73.8% above area average per sq ft

+73.8%
This Property
£1,073/sq ft
Area Average
£618/sq ft
Avg Rent (weekly)
£386
Avg Yield
4.0%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£759,524
10% above area average per sq ft
Potential ROI
-38.7%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
37
Average per month
Market Turnover
17%
Properties sold annually

Local Market Trend (AL1)

Area prices are falling by -4.4% over the last 12 months
3 year growth: -2.7%
5 year growth: +9.2%
Investment Disclaimer: Analysis based on AL1 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Spencer Gate, St. Albans, AL1 4AD
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£4,328
Based on a loan of £900,000 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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