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Fore Street, Polruan

South West

£250,000

Listed on 05/11/2026

The listing

Property details

Bedrooms
2
Type
House
Area
1274 sqft

Description

A four-storey freehold property near the quay in Polruan, combining a two-bedroom apartment on the upper floors with a ground-floor commercial unit and cellar. The residential accommodation has its own separate access and includes a sitting room with a wood burner and harbour views, a fitted kitchen, two bedrooms and a bathroom. Access is also available to a loft, although its condition and whether it is boarded are not known. The ground-floor unit is currently used as a cafe, with a food-preparation area. The tenant has an informal six-month arrangement with the vendor, so prospective purchasers should establish the occupation terms. The property is offered with no onward chain and is described as requiring modernisation, providing scope to update both the residential and commercial accommodation. The village has local shops and services and a passenger ferry connection to Fowey.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

72out of 100
Grade BGood opportunity

Confidence: MEDIUM

At £250,000, this is a strikingly cheap acquisition against the local benchmark: £196 per sq ft compared with £434. The two-floor apartment above a ground-floor commercial unit gives the project a distinctive mixed-use angle, with a spacious harbour-facing sitting room and wood burner as a strong starting point. The apartment has dated finishes and worn flooring, so there is scope for a medium-scale refresh, including updating the kitchen and bathroom if desired. The cellar and weathered roof surfaces merit closer inspection.

Key opportunities

  • Refresh the dated apartment finishes and flooring to create a more cohesive, appealing home.
  • The spacious sitting room, harbour-facing windows and wood burner provide a distinctive foundation for the finished interior.
  • Explore the potential of the ground-floor commercial unit alongside the separately accessed residential accommodation.

Key risks

  • The cellar and roof condition need closer inspection; visible roof moss and weathering do not establish a failure.
  • The commercial unit has an informal six-month tenant arrangement, so clarify the occupancy terms and intended use.

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Map

Location

Fore Street, Polruan
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Transport

Nearest stations

  • Par Rail Station

    3.6 miles

    Train · Par

  • Lostwithiel Rail Station

    5.6 miles

    Train · Lostwithiel

  • Luxulyan Rail Station

    6.5 miles

    Train · Luxulyan

  • St Austell Rail Station

    6.9 miles

    Train · St Austell

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 5.13%

Current average variable rate is 6.58%

Monthly Repayments
£1,021
Based on a loan of £187,500 over 30 years at 5.13% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

Pricing

Price history

-25.4% since listed
£250,000£25,000(-9.1%)
03/11/2026
Current price
£275,000£20,000(-6.8%)
02/07/2026
£295,000£25,000(-7.8%)
23/05/2026
£320,000£15,000(-4.5%)
12/02/2026
£335,000Initial listing
03/10/2025

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