Worst House on the Street Logo
Cardigan, Ceredigion - Image 1
Cardigan, Ceredigion - Image 2
Cardigan, Ceredigion - Image 3
Cardigan, Ceredigion - Image 4
Cardigan, Ceredigion - Image 5
Cardigan, Ceredigion - Image 6
Cardigan, Ceredigion - Image 7
Cardigan, Ceredigion - Image 8
Cardigan, Ceredigion - Image 9
Cardigan, Ceredigion - Image 10
Cardigan, Ceredigion - Image 11

Cardigan, Ceredigion

Wales

£830,000
Listed on 31/12/2025

Property Details

Bedrooms
5
Type
Detached house
Area
2831 sqft

Description

This distinguished Victorian residence, nestled near Cardigan Bay in West Wales, presents a unique opportunity for investment and renovation. Spanning over 9 acres of diverse land, including gardens, pasture fields, and existing camping facilities (subject to planning approval), this property boasts a multitude of potential uses—from a charming family home to a smallholding or tourism venture. The house itself showcases classic Victorian architecture with original features such as encaustic tiled floors, period fireplaces, and intricate decorative detailing throughout its three-storey layout. On the ground floor, the entrance hallway welcomes you with a traditional feel, leading to several distinct living spaces including a lounge with a beautiful original fireplace and a snug sitting room that flows into a sunroom bathed in natural light. A spacious country-style kitchen equipped with integrated appliances serves as the heart of the home. The upper levels comprise five well-proportioned bedrooms featuring unique character details, along with multiple bathrooms suited for family living or guest accommodations. Outside, the property is approached via an inviting gravel driveway and includes versatile outbuildings such as an original stone cowshed ripe for conversion into holiday accommodation (pending consents) and a detached double garage that could function as office space or additional guest quarters. The expansive grounds provide ample space for families to enjoy leisure activities or cultivate gardens. Moreover, there exists potential to revive the lapsed camping site certification, which previously allowed up to five caravans and ten tents at any given time. With facilities already constructed—such as shower blocks and waste disposal points—there's scope for expansion or enhancement of this area (STPP), appealing directly to those looking to balance rural living with income generation. Set against the backdrop of historic Cardigan town—offering amenities like shops, schools, and scenic beaches—this property is perfectly positioned for those wishing to embrace both lifestyle change and investment prospects.

Investment Analysis

(SA43 area)

Above Market Value

This property is priced +22.3% above area average per sq ft

+22.3%
This Property
£293/sq ft
Area Average
£240/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£60,000 - £100,000
Target Value
£746,294
10% above area average per sq ft
Potential ROI
-19.8%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
10
Average per month
Market Turnover
9%
Properties sold annually

Local Market Trend (SA43)

Area prices are falling by +4.3% over the last 12 months
3 year growth: -9.9%
5 year growth: 23.2%
Investment Disclaimer: Analysis based on SA43 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Cardigan, Ceredigion
Loading map...

Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£3,040
Based on a loan of £622,500 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Next Steps

Explore services to help you with this property purchase.

Need a mortgage for this property?

Explore personalised financing options tailored to this property

No obligation, free consultation

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE