Victoria Street, Cheltenham
South West
£220,000
Listed on 12/11/2026
Listed on 12/11/2026
The listing
Property details
Bedrooms
3Type
Terraced HouseArea
904 sqftFeatures
- Garden
Description
This freehold, chain-free three-bedroom period house is in St Pauls, central Cheltenham. Its ground floor has a large front living room, a rear kitchen, a hallway and utility area, and a shower room. Upstairs, the main bedroom spans the width of the house and has a vaulted ceiling, skylight, two front-facing double-glazed windows and fitted storage. Two further bedrooms are at the rear, with additional cupboard space and two loft access points. Outside is a walled courtyard with a store. The property is described as needing modernisation, offering scope for a buyer to update the accommodation. Council Tax Band B; EPC rating F.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
72out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £220,000, this is a notably affordable way into central Cheltenham: the asking price is about £243 per sq ft, around 35% below the local average. The double-fronted period layout gives it character beyond a standard terrace, with a large front living room and a vaulted main bedroom with skylight and fitted storage.
There is a clear medium-scale improvement project here. Older, worn finishes across several rooms leave scope to refresh the kitchen and shower room, update flooring and decoration, and bring the walled courtyard back to life. The rendered front appears generally intact in the photos, making the interior and courtyard the main visible canvas for improvement.
Key opportunities
- Acquire at a low asking price relative to local £/sqf, with the price/value comparison a clear strength.
- Refresh the dated kitchen and shower room and update worn flooring and finishes across several rooms.
- Make more of the large front living room, vaulted bedroom with skylight and storage, and walled courtyard through a coordinated update.
Key risks
None recorded.
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Transport
Nearest stations
Cheltenham Spa Rail Station
1.1 miles
Train · Cheltenham
Ashchurch for Tewkesbury Rail Station
6.4 miles
Train · Ashchurch
Gloucester Rail Station
7.4 miles
Train · Gloucester
Stroud (Glos) Rail Station
12.8 miles
Train · Stroud
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
Monthly Repayments
£899
Based on a loan of £165,000 over 30 years at 5.13% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Stamp duty calculator
Indicative tax based on the asking price and the options you select.
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