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George Street, Millport, Isle Of Cumbrae KA28

Scotland

£65,000

Listed on 13/10/2026

The listing

Property details

Bedrooms
1
Type
Flat

Features

  • Garden

Description

This large main-door first-floor flat is positioned opposite Garrison House and within walking distance of Newton Beach and Millport town centre. The accommodation comprises an entrance porch and hall, a spacious lounge with original cornice, a dining kitchen, one bedroom, a shower room and a separate toilet. The listing notes that the property would benefit from upgrading and suggests that reconfiguration to provide a second bedroom may be possible, subject to the necessary permissions and feasibility checks. The flat also has access to communal rear gardens and an understairs cellar. Millport has local services and amenities, with ferry connections to Largs and onward public transport links to the mainland. The property has an EPC rating of F and Council Tax Band A.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

45out of 100
Grade ELow opportunity

Confidence: LOW

At £65,000, this is a light-upgrade project with some appealing character: the lounge has original cornice, and the communal rear garden looks well maintained. The kitchen and shower enclosure appear serviceable, leaving scope to focus on dated flooring and marked interior finishes; the guide renovation range is £4,500–£11,000. The listing also suggests a possible two-bedroom reconfiguration, though feasibility would need checking.

The overall opportunity scores E, with below-average fundamentals and location tempering the appeal. Floor area is missing, so value against local £/sq ft cannot yet be judged; the headline price alone does not establish whether it is good value.

Key opportunities

  • Refresh the dated flooring and marked finishes across several rooms.
  • Retain the usable fitted kitchen and serviceable shower enclosure while concentrating the budget on cosmetic improvements.
  • Explore the suggested two-bedroom reconfiguration, subject to confirming feasibility and permissions.

Key risks

None recorded.

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Map

Location

George Street, Millport, Isle Of Cumbrae KA28
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Finance

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Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£246
Based on a loan of £48,750 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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