Fergusson Road, Banbury, Oxfordshire OX16
South East
£220,000
Listed on 09/10/2026
Listed on 09/10/2026
The listing
Property details
Bedrooms
3Type
TerracedArea
854 sqftFeatures
- Garden
Description
This three-bedroom terraced house in Banbury is offered with no onward chain. The accommodation includes living space and a rear garden, and the property would benefit from updating, giving a buyer scope to adapt the interiors to their own requirements. The listing also notes potential for off-road parking, subject to verification.
The home is described as being within walking distance of Banbury town centre and railway station, with Gateway Retail Park a short drive away. The M40 at Junction 11 is accessible for journeys north and south. An anti-money-laundering identity-check fee is payable by the buyer after an offer is accepted and is non-refundable once the checks have been completed.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
58out of 100
Grade DWeak opportunity
Confidence: MEDIUM
At £220,000, this three-bedroom terrace is priced well below the local average per square foot, making it an opportunity to acquire at a comparatively low entry price. It offers a medium-scale project: the interiors have dated finishes and worn flooring, the kitchen and bathroom would benefit from modernisation, and the overgrown rear garden has scope to be brought back into use. The brick exterior and tiled roof look broadly intact from the available front view, and the location is convenient for the town centre, railway station and M40.
The overall score is still weak because the economics are tight: after allowing for the work, the purchase does not leave a clear margin against the implied local average value. The garden, potential for off-road parking and no-onward-chain position add appeal, but the value case depends on managing the project and achieving a suitable finished value.
Key opportunities
- A medium-scale modernisation project, with dated interiors and worn flooring offering scope to refresh the home to your own taste.
- The dated kitchen and bathroom provide clear opportunities to update key areas.
- The good-sized rear garden could be reclaimed from its overgrowth, while the listing also notes potential for off-road parking.
Key risks
- The rear garden is heavily overgrown, with obscured or worn paths and weathered fencing, adding work to the outdoor improvement programme.
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Transport
Nearest stations
Banbury Rail Station
0.5 miles
Train · Banbury
Kings Sutton Rail Station
3.8 miles
Train · Kings Sutton
Heyford Rail Station
10.3 miles
Train · Lower Heyford
Tackley Rail Station
12.9 miles
Train · Tackley
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
Monthly Repayments
£899
Based on a loan of £165,000 over 30 years at 5.13% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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