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Old Smithfield, Egremont, Cumbria CA22 - Image 1
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Old Smithfield, Egremont, Cumbria CA22

North East

£105,000

Listed on 09/10/2026

The listing

Property details

Bedrooms
2
Type
Terraced
Area
927 sqft

Features

  • Garden

Description

This two-bedroom end-terraced house offers accommodation over three floors, including a large ground-floor living and dining room and a loft room reached by stairs from the first floor. The layout and existing fittings provide a basis for updating and finishing the property to suit a new owner. The kitchen is fitted with wall and base units, work surfaces, an integrated oven and a gas hob. A rear section contains the bathroom, with a bath and shower over, and access to the outside. On the first floor are two bedrooms and a separate WC. The listing describes the attic as a versatile room. There is a small enclosed frontage and a compact enclosed rear area. Egremont’s shops, services and schools are nearby, with road and bus links across West Cumbria. The Cumbrian Coast Line can be reached from stations including St Bees and Nethertown, and local countryside and coastal walks are accessible from the area. The property is described as needing cosmetic improvement and further finishing. Some listing images have been digitally staged, so buyers should inspect the property and confirm its actual condition and layout.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

75out of 100
Grade BGood opportunity

Confidence: MEDIUM

At £105,000, this end-terrace is priced at about £113 per sq ft, well below the local average of £149 per sq ft—an attractive entry point for someone looking to add value through a light, cosmetic update. The £6,000–£13,000 renovation range points to a manageable project: dated finishes and worn flooring offer scope to refresh the interiors, while the generous living/dining room and loft room add flexibility. The loft’s status and suitability are unverified.

The fitted kitchen, bathroom and separate WC are already in place, so the visible opportunity is more about redecoration, flooring and tidying the compact paved outdoor area than a full overhaul. Egremont amenities and transport links add practical appeal.

Key opportunities

  • Refresh dated paintwork and worn flooring across several rooms to give the interiors a more contemporary feel.
  • Make use of the generous living/dining room to create distinct seating and dining areas.
  • Tidy the compact paved rear area and explore the loft room’s potential after checking its status and suitability.

Key risks

None recorded.

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Map

Location

Old Smithfield, Egremont, Cumbria CA22
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Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
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years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£397
Based on a loan of £78,750 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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Indicative tax based on the asking price and the options you select.

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