Portia Terrace, Swansea SA1
Wales
£152,000
Listed on 08/10/2026
Listed on 08/10/2026
The listing
Property details
Bedrooms
2Type
TerracedArea
936 sqftFeatures
- Garden
- Parking
Description
This two-bedroom freehold terraced house is arranged over two floors and offers approximately 87 sq m of accommodation. The property has scope for modernisation and personalisation, with a spacious rear garden and on-street parking. Gas central heating is stated, and the home is offered with no onward chain.
The house is in central Swansea, within walking distance of the city centre and its shops, cafés, restaurants and everyday services. The Marina and SA1 Waterfront, Victoria Park and Cwmdonkin Park are also nearby, with public transport and road links providing access to the wider area. The accommodation and location offer a starting point for buyers considering a refurbishment project.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
51out of 100
Grade DWeak opportunity
Confidence: MEDIUM
This two-bedroom freehold in central Swansea offers a clear medium-scale project: the photographed rooms are usable but dated, with scope to modernise the kitchen and bathroom, refresh the decoration and address the older floor finishes. The spacious rear garden and walkable access to the city centre, Marina and parks add appeal, while the asking price is about 7% below the local average per square foot—a helpful starting point for a project buyer.
The main constraint is the renovation maths: adding the £30,000–£55,000 works range to the £152,000 asking price puts the midpoint all-in cost at about £194,500, stretched against the local benchmark of roughly £163,300 for this floor area. That benchmark is not a post-renovation value forecast, so the project needs careful budgeting and a realistic view of what improvements could support.
Key opportunities
- Modernise the dated kitchen and bathroom to give the home a more contemporary finish.
- Refresh the living spaces and bedroom, including decoration and review of the older flooring.
- Make the most of the spacious rear garden and central location close to the city centre, Marina and parks.
Key risks
- At the renovation midpoint, purchase plus works is about £194,500, well above the roughly £163,300 local benchmark for this floor area; budget carefully, as that benchmark is not a renovated-value forecast.
- Expect total exposure near £194,500 including the asking price and quoted works of about £42,500, about 16% ahead of typical local benchmarks for this size — current-condition benchmarks only, not after-works GDV.
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Finance
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Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£574
Based on a loan of £114,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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