Derby Street, Oldham OL9
North West
£130,000
Listed on 24/09/2026
Listed on 24/09/2026
The listing
Property details
Bedrooms
2Type
End TerraceDescription
A chain-free two-bedroom home in Chadderton, arranged with a vestibule, lounge, separate dining room and kitchen on the ground floor, with two double bedrooms and a family bathroom upstairs. The layout offers more than one reception space, and the listing describes the property as larger than average for its type.
The house is currently described as being in good condition, although modernisation and refurbishment are needed. It may suit a buyer looking to update a home to their requirements. Local shops, supermarkets and schools are nearby, and Freehold Metrolink stop is stated to be around a 10-minute walk away, with services towards Manchester city centre. The property is offered with no onward chain.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
49out of 100
Grade ELow opportunity
Confidence: LOW
This is a light modernisation project with a useful canvas: the listing describes two reception rooms and two double bedrooms, while the photographed interiors show dated decoration, worn flooring and some local making-good to tackle. The fitted kitchen and bathroom remain in place, and the enclosed rear yard and generally intact-looking brick frontage add to the practical appeal. The renovation range is £6,000–£13,000, pointing to a mainly cosmetic refresh rather than a major overhaul.
The WHOTS score is 49/100, grade E, reflecting limited condition and fundamentals scores rather than a confirmed price problem. Floor area is missing, so value against local £/sqf cannot yet be judged; the £130,000 asking price alone is not enough to establish whether it is good value.
Key opportunities
- Refresh the worn floors and dated decoration across the visible interiors, with local wall making-good.
- Modernise the existing fitted kitchen and bathroom finishes while retaining the fittings that are already in place.
- Make use of the two-reception-room layout and enclosed, hard-surfaced rear yard.
Key risks
None recorded.
Unlock the full analysis
Sign up to see the refurb profile, below-market value, yields, and local market trends for this and every other property that has them.
Sign up freeAlready have an account? Sign in
Interested in similar properties?
Create an alert and we'll notify you when similar renovation opportunities are listed.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£491
Based on a loan of £97,500 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Stamp duty calculator
Indicative tax based on the asking price and the options you select.
Services
Next steps
Explore services to help you with this property purchase.
Get help with this property
Financing, surveys and more – choose a service and we’ll connect you with our trusted partners.
Nearby
Similar properties
Other listings you may want to compare.
