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Castlegate, Cockermouth, Cumbria CA13 - Image 1
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Castlegate, Cockermouth, Cumbria CA13

North East

£125,000

Listed on 23/09/2026

The listing

Property details

Bedrooms
3
Type
Terraced
Area
1400 sqft

Description

This three-bedroom period terraced house is arranged over five levels in central Cockermouth. Its character features include exposed beams, timber detailing, traditional doors and irregular internal spaces. The principal reception room has a fireplace with a wood-burning stove, and connects to a fitted kitchen with cream cabinetry, timber worktops, tiled splashbacks and integrated cooking appliances. Two bedrooms and a shower room occupy the first floor, while the upper level contains the principal bedroom suite with an en-suite bathroom and a further mezzanine area among the roof timbers. A basement provides additional storage and utility space. The listing notes that some parts of the house remain unfinished and that renovation work is ongoing, so buyers should establish the condition and scope of work required. The property is close to Cockermouth town centre, with shops, cafes, pubs and everyday services nearby. Local schools, leisure facilities and green spaces are also available in the town, with road and bus connections to surrounding West Cumbrian communities. Its multi-level layout, period details and unfinished areas offer scope for a purchaser to complete and adapt the accommodation.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

73out of 100
Grade BGood opportunity

Confidence: MEDIUM

At £125,000, this three-bedroom period home is priced at about £89 per sq ft against a local average of £246, making the asking price a clear acquisition opportunity. Its character is a real asset: exposed beams, timber detailing, a fireplace and an unusual five-level layout give a buyer plenty to work with, while the fitted kitchen and finished bathroom spaces appear serviceable.

This is a substantial project rather than a cosmetic refresh. One room is mid-renovation, other areas need making-good and redecoration, the basement is basic, and the frontage shows weathering and surface wear. There is scope to complete and shape the interiors while retaining the period features; the overall score is strong, though the condition component is weak. The comparison is against the private-treaty asking price, not a guide price.

Key opportunities

  • Complete the room already under renovation and bring the marked, unfinished interior areas together in a coherent scheme.
  • Make the most of the five-level, split-level layout and its exposed beams, timber detailing and fireplace to create a distinctive home.
  • Refresh the weathered frontage and window surrounds to complement the house’s period character.

Key risks

  • An unfinished room, rough basement and making-good across several areas mean a substantial, multi-stage interior programme; allow for more time and coordination than a cosmetic refresh.

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Map

Location

Castlegate, Cockermouth, Cumbria CA13
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Transport

Nearest stations

  • Maryport Rail Station

    6.2 miles

    Train · Maryport

  • Flimby Rail Station

    6.6 miles

    Train · Flimby

  • Aspatria Rail Station

    6.6 miles

    Train · Aspatria

  • Workington Rail Station

    8.0 miles

    Train · Workington

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 5.13%

Current average variable rate is 6.58%

Monthly Repayments
£511
Based on a loan of £93,750 over 30 years at 5.13% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

Pricing

Price history

-10.7% since listed
£125,000£5,000(-3.8%)
29/10/2026
Current price
£130,000£10,000(-7.1%)
09/10/2026
£140,000Initial listing
25/09/2026

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