North Road, Ripon HG4
Yorkshire
£185,000
Listed on 19/09/2026
Listed on 19/09/2026
The listing
Property details
Bedrooms
2Type
Detached houseArea
1063 sqftFeatures
- Garden
Description
This two-bedroom cottage is arranged over three floors and is offered with no onward chain. The ground floor has a lounge and a dining kitchen with fitted units, an oven and hob, and a door to the enclosed rear yard. The first floor contains a double bedroom with built-in wardrobes and the house bathroom, while a further staircase leads to a loft bedroom with Velux-style windows.
Outside, there is a cottage-style garden at the front and an enclosed yard at the rear with two brick-built storage sheds. The property is described as requiring modernisation, giving a purchaser scope to update the accommodation. It is situated in central Ripon.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
75out of 100
Grade BGood opportunity
Confidence: MEDIUM
This traditional three-storey Ripon cottage offers a characterful canvas, with a loft bedroom featuring exposed beams and roof windows, a front garden and an enclosed rear yard with brick-built storage sheds. The visible interiors have dated finishes, so there is scope to refresh the decoration and flooring and personalise the home; the kitchen and bathroom also have an older look. The asking price of £185,000 is about 41.5% below the local average per square foot, making it an attractive acquisition point. The renovation range is £6,500–£14,000, with the lounge ceiling detail and aged rear sheds worth checking as part of the project.
Key opportunities
- Refresh dated decoration and flooring to give the cottage a more cohesive, personalised feel.
- Make the most of the loft bedroom’s exposed beams and roof windows as a distinctive feature.
- Tidy the established front planting and improve the enclosed rear yard, retaining the useful brick-built sheds where suitable.
Key risks
- Inspect the uneven or repaired lounge ceiling strip to establish its cause and whether any work is needed.
- Check the aged rear sheds and their roofs closely to assess their condition and any maintenance required.
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Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£699
Based on a loan of £138,750 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Stamp duty calculator
Indicative tax based on the asking price and the options you select.
Pricing
Price history
-7.5% since listed
£185,000£15,000(-7.5%)
25/10/2026£200,000Initial listing
26/09/2026Services
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