Stuart Court, Regal Close, Cosham, Portsmouth, Hampshire PO6
South East
£120,000
Listed on 10/09/2026
Listed on 10/09/2026
The listing
Property details
Bedrooms
1Type
FlatFeatures
- Garden
- Parking
Description
This one-bedroom ground-floor flat is set in Stuart Court, a cul-de-sac in Cosham, within reach of the High Street, local amenities, public transport and the A27 and M27. The accommodation includes a private entrance, hallway with storage, lounge, separate kitchen, bedroom and bathroom. The kitchen has fitted wall and base units, space for a cooker and fridge-freezer, and plumbing for a washing machine. The bathroom has a bath with an electric shower over, basin and WC.
The flat has gas radiator heating, double glazing and one allocated parking space, with visitor parking, communal gardens and bin storage also noted. It is offered with no forward chain and a share of the freehold. The seller reports no lease and an approximate annual service charge of £1,400. General modernising is indicated, so buyers may wish to assess the scope of updating alongside the flat's layout and location.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
46out of 100
Grade ELow opportunity
Confidence: LOW
At £120,000, this one-bedroom ground-floor flat offers a light modernisation project in a quiet Cosham cul-de-sac, with a private entrance, share of freehold and allocated parking. Older carpets, marked walls and dated kitchen finishes give a buyer clear scope to refresh the interior, while the bathroom appears usable and double glazing and radiators are visible. The £6,500–£15,000 renovation range points to a cosmetic update rather than a major overhaul.
The overall score is 46/100 (E, Low Opportunity), with fundamentals below average. Floor area is missing, so value against local £/sq ft cannot yet be judged; the available figures also do not establish the flat’s resale value after improvements. Cosham High Street, transport links and QA Hospital are nearby, but the £1,400 annual service charge is worth factoring into ownership costs.
Key opportunities
- Refresh the older carpets and marked wall finishes to give the living room and bedroom a cleaner, more contemporary feel.
- Cosmetically update the dated kitchen units, worktops and finishes without the photos indicating a major refit is essential.
- Make use of the private entrance, allocated parking and share of freehold in a location close to Cosham amenities and transport.
Key risks
- The £1,400 annual service charge is a recurring ownership cost to check against the services and maintenance covered.
- Without a usable floor area, value against local £/sq ft cannot be judged; the resale value after renovation is also unclear.
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Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£453
Based on a loan of £90,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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Pricing
Price history
-14.3% since listed
£120,000£20,000(-14.3%)
27/09/2026£140,000Initial listing
13/09/2026Services
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