Lochs, Isle Of Lewis HS2
Scotland
£85,000
Listed on 05/09/2026
Listed on 05/09/2026
The listing
Property details
Bedrooms
4Type
DetachedFeatures
- Garden
- Parking
Description
This traditional one-and-a-half-storey croft house in Keose, in the parish of Lochs, offers four bedrooms and scope for substantial modernisation. The accommodation includes an entrance hall, living room with a multi-fuel stove, kitchen with a solid-fuel stove, family bathroom and a ground-floor room that could serve as a bedroom or reception room. Three further bedrooms and a box room are arranged upstairs.
The house sits on a generous plot with mature planting and hardstanding at the front. It is in a quiet cul-de-sac and has views across the surrounding countryside towards the Lochs Hills. Stornoway is approximately 20 minutes away by car. The property retains original character and provides an opportunity to refurbish and adapt the accommodation to suit a new owner.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
47out of 100
Grade ELow opportunity
Confidence: LOW
At £85,000, this traditional four-bedroom croft house in Keose has an appealing rural setting, countryside views and a generous plot, with original character and a multi-fuel stove to build on. The asking price cannot yet be judged against local £/sqf because the floor area is missing, so value on that basis remains unclear.
This is a heavy, whole-house project rather than a cosmetic refresh: finishes are deteriorated in several rooms, the kitchen and bathroom are dated, and an upstairs ceiling is open with joists and insulation exposed. For someone ready to take on a substantial programme, there is scope to restore and personalise the house and improve the garden; the cause of the open ceiling should be investigated before reinstatement.
Key opportunities
- Restore the traditional one-and-a-half-storey house and shape its four-bedroom accommodation around a family home, retaining features such as the multi-fuel stove.
- Rework the worn kitchen and bathroom as part of a whole-house renewal, creating a more cohesive interior.
- Clear and improve the generous garden and hardstanding to make better use of the outdoor space and rural outlook.
Key risks
- Worn finishes across several rooms, an open upstairs ceiling with exposed joists and insulation, and a cluttered, overgrown plot point to a heavy programme; investigate the ceiling’s cause and plan for a full interior rebuild rather than a cosmetic refresh.
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Finance
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Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
Monthly Repayments
£347
Based on a loan of £63,750 over 30 years at 5.13% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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