Spencer Crescent, Oxford OX4
South East
£350,000
Listed on 26/08/2026
Listed on 26/08/2026
The listing
Property details
Bedrooms
3Type
TerracedArea
742 sqftFeatures
- Garden
Description
This three-bedroom terraced house has an entrance hall connecting to the lounge, kitchen and family bathroom. Upstairs are two double bedrooms and a single bedroom. The front garden is fenced and laid to lawn, with the possibility of creating a driveway subject to planning permission. A shared alleyway provides access to the extensive rear garden, which offers space for seating and growing areas. The property is within reach of bus services to Oxford city centre, the railway station and nearby suburbs, as well as the Oxford Ring Road and routes to the A34, A40 and M40. Local amenities include schools, places of worship, a pharmacy, post office, supermarket and takeaways, with larger supermarkets a short drive away.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
55out of 100
Grade DWeak opportunity
Confidence: MEDIUM
This is a usable three-bedroom home with a notably long rear garden, patio and established planting. The asking price is slightly below the local average per square foot, so the price comparison is reasonable, though the figures suggest limited headroom against current local average values once the estimated works are included. That helps explain the D grade rather than making this a standout bargain.
The project is light and focused: the functional but dated kitchen and bathroom offer scope for cosmetic updating, while garden maintenance could sharpen the outdoor space. Good transport links into Oxford and the largely tidy, serviceable rooms add to the appeal; the front garden’s possible driveway potential is subject to planning permission and remains unverified.
Key opportunities
- Refresh the dated, functional kitchen with cosmetic improvements.
- Improve the long rear garden’s presentation with lawn care and planting around the existing patio.
- Explore whether the front garden could accommodate a driveway, subject to planning permission and feasibility.
Key risks
None recorded.
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Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
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years
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£1,322
Based on a loan of £262,500 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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