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Garrigill CA9

North East

£375,000

Listed on 02/07/2026

Property details

Bedrooms
5
Type
Cottage
Area
2662 sqft

Description

This stone-built cottage, nestled in the serene rural landscape of Cumbria, offers substantial potential for renovation or investment. Spanning three floors, the property boasts four bedrooms and three reception areas, retaining charming period features that can be further enhanced with modernization. Owned by a single family for over six decades, it has seen several energy-efficient upgrades including solar panels and an air source heat pump. The residence currently includes two well-appointed bathrooms and a versatile utility room among its extensive accommodations. The spacious layout is complemented by a secluded garden and various outbuildings, providing ample opportunity for further development or enhancement of outdoor living spaces. The recent improvements like external wall insulation and re-pointing of chimney stacks suggest a strong foundation for additional upgrades. Ideal for those looking to invest in a characterful property that marries traditional charm with modern conveniences, this cottage invites creativity and personal touch in its next chapter.

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Investment analysis

(CA9 area)

Below Market Value

This property is priced -23.9% below area average per sq ft

-23.9%
Potential saving
This Property
£141/sq ft
Area Average
£185/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£50,000 - £80,000
Target Value
£542,010
10% above area average per sq ft
Potential ROI
+19.1%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
3
Average per month
Market Turnover
11%
Properties sold annually

Local Market Trend (CA9)

Area prices are rising by +11.3% over the last 12 months
3 year growth: -0.3%
5 year growth: +17.4%
Investment Disclaimer: Analysis based on CA9 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Garrigill CA9
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Mortgage calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£1,417
Based on a loan of £281,250 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp duty calculator

Next Steps

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