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St. Stephen, St. Austell PL26

South West

£495,000
Listed on 19/03/2026

Property Details

Bedrooms
3
Type
Detached
Area
1195 sqft

Description

This charming three-bedroom cottage offers a rare blend of character and potential, situated in a quiet corner of one of Cornwall's most sought-after areas. While it boasts original features like exposed beams and a stunning stone fireplace, this property presents ample opportunity for renovation to enhance its already appealing structure. The kitchen is functional, designed with rustic aesthetics in mind, but could benefit from modern upgrades or expansion to better suit contemporary lifestyles. The dining room benefits from abundant natural light and views of the expansive gardens, making it an inviting space that can be further opened up or remodelled. The lounge with its rustic fireplace creates a cozy atmosphere, ideal for gatherings after outdoor adventures. The first floor houses three generous bedrooms with flexibility for various uses – whether as sleeping quarters or work-from-home spaces. Although the family bathroom serves well now, thoughtful updates could maximize utility. Externally, the property is equipped with several outbuildings and workshops that offer significant refurbishment potential; these can be converted into additional living areas or creative studios (subject to planning permissions). The generous garden space is beautifully established yet could also be enhanced for greater usability. Accessed via a private driveway with ample parking, this cottage promises not only a quaint home but also an investment opportunity ripe for improvement in the picturesque backdrop of Cornish countryside living.

Investment Analysis

(PL26 area)

Above Market Value

This property is priced +43.5% above area average per sq ft

+43.5%
This Property
£414/sq ft
Area Average
£289/sq ft
Avg Rent (weekly)
£227
Avg Yield
3.6%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £50,000
Target Value
£379,430
10% above area average per sq ft
Potential ROI
-30.4%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
24
Average per month
Market Turnover
26%
Properties sold annually

Local Market Trend (PL26)

Area prices are rising by +10.4% over the last 12 months
3 year growth: +4.3%
5 year growth: +26.0%
Investment Disclaimer: Analysis based on PL26 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

St. Stephen, St. Austell PL26
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£1,785
Based on a loan of £371,250 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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