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5, The Terrace, Top Left Flat, Ardbeg, Isle Of Bute PA200Np PA20 - Image 1
5, The Terrace, Top Left Flat, Ardbeg, Isle Of Bute PA200Np PA20 - Image 2
5, The Terrace, Top Left Flat, Ardbeg, Isle Of Bute PA200Np PA20 - Image 3

5, The Terrace, Top Left Flat, Ardbeg, Isle Of Bute PA200Np PA20

Scotland

£5,000
Listed on 18/02/2026

Property Details

Bedrooms
1
Type
Flat

Description

This top-floor one-bedroom flat in The Terrace Building, located in Ardbeg, presents an excellent opportunity for renovation and investment. Requiring comprehensive internal upgrades and clear-out, this property is positioned well for use as a holiday home, rental unit, or first-time buyer's residence. Just a stone's throw from local amenities like a general store and bowling green, with bus services conveniently nearby, the flat's location enhances its appeal for those looking to experience the charm of island living. With ongoing roof repairs already financed by the management of this factored building, potential buyers can focus on interior improvements. Situated approximately 1.5 miles north of Rothesay and close to the picturesque coastline and recreational facilities, this property is ripe for transformation. Given recent sales in the area indicating strong demand for flats like this one, a well-executed refurbishment could yield a lucrative return on investment.

Investment Analysis

(PA20 area)
Area Average
£127/sq ft

Renovation Potential

Heavy Refurb
Est. Renovation Cost
£15,000 - £25,000
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
17
Average per month
Market Turnover
46%
Properties sold annually

Local Market Trend (PA20)

Area prices are falling by -2.5% over the last 12 months
3 year growth: -17.4%
5 year growth: +15.6%
Investment Disclaimer: Analysis based on PA20 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

5, The Terrace, Top Left Flat, Ardbeg, Isle Of Bute PA200Np PA20
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.06%

Current average variable rate is 6.81%

Monthly Repayments
£18
Based on a loan of £3,750 over 30 years at 4.06% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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