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Sidney Street, Lincoln LN5

East Midlands

£120,000

Listed on 10/10/2026

The listing

Property details

Bedrooms
3
Type
Terraced
Area
827 sqft

Features

  • Garden

Description

Mundys is marketing this three-bedroom mid-terrace house just off Lincoln High Street with no onward chain. The accommodation includes an entrance hall, two reception rooms and a kitchen on the ground floor, with a rear lobby leading to the garden and bathroom. Upstairs are three bedrooms, a landing and access to the loft void. The lounge has a front-facing window and electric fire, while the dining room has a rear-facing window, fireplace and under-stairs storage. The kitchen is fitted with wall and base units, laminate worktops, tiled splashbacks and space for appliances. The bathroom has a bath with shower over, WC and wash basin, with a wall-mounted combi boiler in a built-in cupboard. At the rear, a paved yard has brick borders and a garden shed, with access to the front via a shared passageway. The listing describes the property as requiring refurbishment throughout, making it a renovation project in a central Lincoln location. The city offers shops and other facilities, with the Cathedral, Castle, university and Bailgate also among its stated local landmarks.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

72out of 100
Grade BGood opportunity

Confidence: MEDIUM

At £120,000, this three-bedroom Lincoln terrace is priced at £145 per sq ft, around 34% below the local average—a strong entry point for a buyer looking to create value. It also offers two reception rooms and a central location just off the High Street, with no onward chain.

The project is a medium-scale modernisation: dated finishes and worn carpets run through the photographed rooms, while the older kitchen and boldly finished bathroom offer clear scope to refresh. The enclosed paved yard is already usable, with room for some straightforward tidying. The £35,000–£65,000 renovation range puts the purchase plus the existing midpoint estimate at £170,000; that is below the implied local average value, though it is not a GDV and excludes fees and other costs.

Key opportunities

  • Acquire at about 34% below the local average price per square foot.
  • Modernise the dated finishes across the reception rooms and bedrooms, with the older kitchen and distinctive bathroom finishes offering scope for targeted upgrades.
  • Make the enclosed paved yard more appealing with modest tidying and maintenance.

Key risks

None recorded.

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Map

Location

Sidney Street, Lincoln LN5
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Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£453
Based on a loan of £90,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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Indicative tax based on the asking price and the options you select.

Pricing

Price history

-7.7% since listed
£120,000£10,000(-7.7%)
06/06/2026
Current price
£130,000Initial listing
17/03/2026

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