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St. Bartholomews Terrace, Rochester ME1 - Image 1
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St. Bartholomews Terrace, Rochester ME1

South East

£295,000
Listed on 14/11/2025

Property Details

Bedrooms
2
Type
Terraced house
Area
894 sqft

Description

Nestled in a tranquil cul-de-sac, this period cottage presents a unique opportunity for those looking to invest in a property with significant renovation potential. With its two spacious double bedrooms and an upstairs bathroom, along with many charming original features, this home is both inviting and ripe for enhancement. The residence boasts recent updates such as new sash windows and shutters, a cozy log burner, and well-established gardens that require minimal upkeep. The property features an entrance hallway leading to the lounge and dining room, which opens to a basement offering valuable storage or potential additional living space. The compact kitchen at the rear leads out to the garden and presents an opportunity for extension into the adjoining outbuilding, allowing for culinary expansion or conversion into a downstairs WC (subject to necessary permissions). On the first floor, two double bedrooms and a family bathroom provide ample accommodation. The loft area holds promise for further development as others in the neighborhood have explored similar options. The location is ideal—within walking distance of Rochester High Street's rich array of amenities including shops, restaurants, and transport links to London—making it perfect for families or commuters alike. This cottage not only invites immediate occupancy but also offers various avenues for personal touches and modern enhancements that can significantly improve its value over time.

Investment Analysis

(ME1 area)

Below Market Value

This property is priced -8.6% below area average per sq ft

-8.6%
Potential saving
This Property
£330/sq ft
Area Average
£361/sq ft
Avg Rent (weekly)
£297
Avg Yield
4.7%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£354,860
10% above area average per sq ft
Potential ROI
+5.9%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
32
Average per month
Market Turnover
17%
Properties sold annually

Local Market Trend (ME1)

Area prices are stable by +1.4% over the last 12 months
3 year growth: 0.5%
5 year growth: 7.6%
Investment Disclaimer: Analysis based on ME1 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

St. Bartholomews Terrace, Rochester ME1
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£1,081
Based on a loan of £221,250 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE