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Overdale, Loaning Head, Garrigill CA9

North East

£195,000

Listed on 02/07/2026

Property details

Bedrooms
3
Type
Semi Detached
Area
1216 sqft

Description

This charming stone-built cottage, located just outside the hamlet of Loaning Head, presents a unique opportunity for renovation enthusiasts or investors. Set in a picturesque position overlooking Garrigill and the surrounding valley, the property offers three spacious bedrooms and a first-floor bathroom. The expansive open-plan living and dining area features characterful stone walls and a log-burning stove, making it an inviting space to enjoy stunning countryside views. The ground floor comprises an entrance porch leading into the living/dining room, a country kitchen with bespoke cabinetry, and a useful boot room that opens onto the side garden. Upstairs, you'll find solid wood flooring throughout the landing and bedrooms, along with a modern bathroom suite with potential for further updates. Each bedroom boasts lovely views that can be enhanced with thoughtful renovations. With areas such as the garden awaiting your personal touch and opportunities for both internal upgrades and exterior landscaping, this property is ideal for those looking to invest in a rural retreat that can be tailored to suit individual tastes. The locality is known for its natural beauty and proximity to attractions in the North Pennines Area of Outstanding Natural Beauty, adding additional appeal for potential buyers or tenants.

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Investment analysis

(CA9 area)

Below Market Value

This property is priced -13.4% below area average per sq ft

-13.4%
Potential saving
This Property
£160/sq ft
Area Average
£185/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£25,000 - £40,000
Target Value
£247,590
10% above area average per sq ft
Potential ROI
+5.4%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
3
Average per month
Market Turnover
11%
Properties sold annually

Local Market Trend (CA9)

Area prices are rising by +11.3% over the last 12 months
3 year growth: -0.3%
5 year growth: +17.4%
Investment Disclaimer: Analysis based on CA9 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Overdale, Loaning Head, Garrigill CA9
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Mortgage calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£737
Based on a loan of £146,250 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp duty calculator

Next Steps

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