Worst House on the Street Logo
Overdale, Loaning Head, Garrigill CA9 - Image 1
Overdale, Loaning Head, Garrigill CA9 - Image 2
Overdale, Loaning Head, Garrigill CA9 - Image 3

Overdale, Loaning Head, Garrigill CA9

North East

£195,000
Listed on 13/12/2025

Property Details

Bedrooms
3
Type
Semi-detached house
Area
1216 sqft

Description

Nestled in a picturesque location just below the tranquil hamlet of Loaning Head, this charming stone-built cottage offers a unique opportunity for renovation enthusiasts and investors alike. Comprising three well-proportioned bedrooms and a conveniently located first-floor bathroom, the property features an expansive open-plan living and dining area accentuated by characterful stone walls and a log-burning stove, providing potential for modern updates while retaining its rustic charm. The ground floor further includes a country-style kitchen with bespoke cabinetry and solid wood worktops, alongside a practical boot room perfect for storage or as an additional utility space. The upper level boasts solid wood flooring throughout, leading to spacious bedrooms that offer breathtaking views of the surrounding countryside. With external areas including a walled garden and stone pathways, there is significant potential to enhance outdoor living spaces. Given its location within the North Pennines Area of Outstanding Natural Beauty, this property not only promises a cosseted lifestyle but also presents numerous avenues for value addition through thoughtful renovations or extensions.

Investment Analysis

(CA9 area)

Below Market Value

This property is priced -14.3% below area average per sq ft

-14.3%
Potential saving
This Property
£160/sq ft
Area Average
£187/sq ft

Renovation Potential

Medium Refurb
Est. Renovation Cost
£30,000 - £50,000
Target Value
£250,332
10% above area average per sq ft
Potential ROI
+2.2%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
3
Average per month
Market Turnover
16%
Properties sold annually

Local Market Trend (CA9)

Area prices are falling by +30.6% over the last 12 months
3 year growth: -26.5%
5 year growth: 2.5%
Investment Disclaimer: Analysis based on CA9 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Overdale, Loaning Head, Garrigill CA9
Loading map...

Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£714
Based on a loan of £146,250 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Next Steps

Explore services to help you with this property purchase.

Need a mortgage for this property?

Explore personalised financing options tailored to this property

No obligation, free consultation

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE