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Church Cottage, Church Path, Swanley, Kent BR8 - Image 1
Church Cottage, Church Path, Swanley, Kent BR8 - Image 2
Church Cottage, Church Path, Swanley, Kent BR8 - Image 3

Church Cottage, Church Path, Swanley, Kent BR8

South East

£895,000
Listed on 13/12/2025

Property Details

Bedrooms
3
Type
Detached house
Area
2562 sqft

Description

This three-bedroom detached cottage offers a unique opportunity for renovation and investment, nestled in a tranquil village setting. With approximately 1.88 acres of land, including a private garden and a separate paddock, this property presents ample potential for outdoor enhancements or equestrian pursuits. Located just one mile from Swanley, residents will enjoy easy access to local amenities such as shops, leisure facilities, and transport links to London. Church Cottage boasts solid brick construction beneath a pitched clay tiled roof, encompassing 2,562 square feet of living space characterized by spaciousness and historical charm. Inside, you will find versatile living areas including two generous reception rooms and an open-plan kitchen/dining area, along with two bathrooms on the first floor. The enclosed rear garden features well-maintained lawns and mature planting, while the additional structures include a Garden Store and Store Room attached to the cottage. Off-road parking accommodates multiple vehicles, as well as a double garage that holds potential for conversion (subject to planning permission). The property’s garden predominantly holds freehold status with some leasehold land in the paddock area. Renovation could focus on modernizing interiors or extending existing structures to fully utilize the property's generous space and idyllic surroundings. Prospective buyers can also explore the possibility of enhancing the paddock space for horses or other uses. Further details regarding floor plans, boundary information, services, access rights, and tenure are available upon request.

Investment Analysis

(BR8 area)

Below Market Value

This property is priced -18.9% below area average per sq ft

-18.9%
Potential saving
This Property
£349/sq ft
Area Average
£431/sq ft
Avg Rent (weekly)
£399
Avg Yield
4.7%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£60,000 - £100,000
Target Value
£1,213,376
10% above area average per sq ft
Potential ROI
+21.9%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
19
Average per month
Market Turnover
22%
Properties sold annually

Local Market Trend (BR8)

Area prices are rising by +2.2% over the last 12 months
3 year growth: 0.0%
5 year growth: 17.0%
Investment Disclaimer: Analysis based on BR8 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Church Cottage, Church Path, Swanley, Kent BR8
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.19%

Current average variable rate is 6.78%

Monthly Repayments
£3,279
Based on a loan of £671,250 over 30 years at 4.19% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE