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Church Cottage, Swanley, Kent BR8

South East

£745,000

Listed on 23/06/2026

Property Details

Bedrooms
3
Type
Detached house
Area
2562 sqft

Description

This three-bedroom detached cottage, nestled in a tranquil area on the periphery of a village, presents a unique investment opportunity. The property is set on approximately 1.88 acres, featuring an enclosed garden, off-road parking, and a separate paddock ripe for various uses. Church Cottage is located just one mile from Swanley, which boasts essential amenities including leisure facilities, supermarkets, and a train station that connects to London's extensive transport network. Access to major roadways such as the M25 is similarly close by. Constructed of solid brick with partial rendering beneath a pitched clay tile roof, the total living space spans 2,562 square feet. Inside, the cottage offers three well-proportioned bedrooms along with two spacious reception areas and an open-plan kitchen/dining room. Although the property showcases some charming features characteristic of cottages, it may require modernisation to meet contemporary standards. The outdoor space includes a fully enclosed rear garden with patio areas, manicured lawns, and mature planting. With a garden store attached to the property and ample off-road parking alongside a double garage—potentially advantageous for expansion (subject to planning permission)—this property holds significant renovation potential. The adjoining fenced paddock provides opportunities for equestrian interests or could serve as additional recreational space; however, attention will be needed to install stock-proof fencing soon after purchase. Detailed documents regarding floor plans and land rights are available through agents for prospective buyers seeking further information.

Investment Analysis

(BR8 area)

Below Market Value

This property is priced -33.1% below area average per sq ft

-33.1%
Potential saving
This Property
£291/sq ft
Area Average
£435/sq ft
Avg Rent (weekly)
£354
Avg Yield
4.1%

Renovation Potential

Medium Refurb
Est. Renovation Cost
£60,000 - £90,000
Target Value
£1,225,353
10% above area average per sq ft
Potential ROI
+46.7%
After renovation
Note: Renovation cost estimates are AI-generated based on property location and general characteristics, and may not reflect actual costs.
Monthly Sales
20
Average per month
Market Turnover
17%
Properties sold annually

Local Market Trend (BR8)

Area prices are rising by +3.1% over the last 12 months
3 year growth: +5.9%
5 year growth: +17.0%
Investment Disclaimer: Analysis based on BR8 area averages and may not reflect property-specific factors like condition, exact location, or unique features. Any renovation cost estimates provided are AI-generated and should be considered indicative only. Renovation costs vary significantly based on property condition and scope of work. Always conduct professional surveys and get multiple quotes before making investment decisions.

Location

Church Cottage, Swanley, Kent BR8
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Mortgage Calculator

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£2,815
Based on a loan of £558,750 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Stamp Duty Calculator

Price History

-16.8% since listed
£745,000£50,000(-6.3%)
23/06/2026
Current price
£795,000£100,000(-11.2%)
05/02/2026
£895,000Initial listing
12/12/2025

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