Victoria Place, St Ives, Cornwall
South West
£157,500Guide Price
Listed on 05/11/2026
Listed on 05/11/2026
The listing
Property details
Bedrooms
1Type
FlatDescription
This one-bedroom second-floor apartment is set in a Grade II listed building close to St Ives Harbour, shops, restaurants and galleries. The accommodation includes a spacious living room with a kitchen area, a double bedroom with a window seat and an en-suite shower room. Traditional sash windows and oak floorboards are among the period features described by the agent, and the bedroom has a glimpse of the sea.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
41out of 100
Grade ELow opportunity
Confidence: LOW
At £157,500, the value story is still unclear: floor area is missing, so the price cannot yet be compared with local £/sqf. The 41/100 (E) score reflects that data gap alongside a limited overall opportunity, rather than a finding that the asking price is too high.
The appeal is the setting just moments from St Ives harbour, plus a spacious open-plan living area, oak floorboards, traditional sash windows and a bedroom sea glimpse. Worn finishes, a tired kitchen and shower room give a buyer scope to reshape this into a distinctive coastal home, but it is a substantial project rather than a cosmetic refresh. The visible exterior appears generally intact, though the photographs do not establish the roof or concealed fabric.
Key opportunities
- Rework the spacious open-plan living and kitchen area to make better use of its natural light, oak floorboards and traditional sash windows.
- Refresh the worn kitchen and en-suite shower room as part of a coherent update, retaining the apartment’s character where practical.
- Build on the bedroom’s window seat and sea glimpse to create a distinctive coastal bolthole close to the harbour.
Key risks
- Worn finishes across the living area, bedroom, kitchen and shower room make this a substantial multi-room programme; plan for a longer, more involved job than a cosmetic refresh.
- No heating system is recorded in the material information, despite visible electric wall heaters; confirm the existing provision and any upgrade requirements.
- The listing describes the building as Grade II listed, and the photographs do not establish the roof or concealed fabric condition.
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Transport
Nearest stations
St Ives (Cornwall) Rail Station
0.4 miles
Train · St Ives
Carbis Bay Rail Station
1.4 miles
Train · Carbis Bay
Lelant Rail Station
2.8 miles
Train · Lelant
Lelant Saltings Rail Station
3.0 miles
Train · Lelant
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
Monthly Repayments
£644
Based on a loan of £118,125 over 30 years at 5.13% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
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