
Scotland
£80,000
Listed on 05/11/2026
Listed on 05/11/2026
The listing
WHOTS analysis
An internal assessment of the opportunity to acquire, improve and create value.
Confidence: MEDIUM
At £80,000, this detached cottage is priced below the local average per square foot, giving buyers a comparatively cheap entry point for a project with garden grounds, coastal views and a separate-entry former shop space. Inside, it is a heavy, whole-house job: finishes are worn and stained in several areas, the kitchen is unfitted, and there is no central heating and only single glazing. The aged slate roof and weathered exterior merit inspection, though the photos do not establish major failure.
The main caution is the economics: even with the low purchase price, a mid-to-substantial programme of works leaves the acquisition and improvement spend stretched against local benchmarks for a home of this floor area. The separate former shop space offers scope to rethink the layout, but reinstating a bedroom or extending into the garden would need proper assessment.
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Finance
Illustrative repayments based on the asking price, not a mortgage offer.
Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Indicative tax based on the asking price and the options you select.
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