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Swifts Green Road, Luton

East of England

£390,000

Listed on 04/11/2026

The listing

Property details

Bedrooms
3
Type
Semi Detached
Area
883 sqft

Features

  • Garage
  • Garden
  • Parking

Description

This three-bedroom semi-detached house in Putteridge has two reception rooms, a separate kitchen and a practical family layout. The ground-floor rooms provide distinct living and dining areas, while the kitchen is described as functional and offers scope for updating to suit a new owner's requirements. Upstairs are three bedrooms, a bathroom and a separate WC. Outside, the property has a private driveway, garage and mature rear garden. The listing describes the house as chain-free and notes potential to extend, subject to the necessary permissions and feasibility checks. Local shops, services, schools and open countryside are stated to be nearby. The property is marketed by Penrose Estate Agents in Luton.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

41out of 100
Grade ELow opportunity

Confidence: MEDIUM

This is a clean, usable three-bedroom semi with two reception rooms, driveway, garage and a mature garden in Putteridge. The interior is distinctly traditional, giving scope for a light cosmetic update, while the kitchen and bathroom finishes could be modernised over time; the weathered garden outbuilding is also worth inspecting. The listing mentions extension potential subject to planning permission, but no feasibility is established.

The main drawback is the price: £390,000 works out at £442 per sq ft, around 18% above the local average, so it is dear on the supplied comparison. With a mid-to-substantial works programme, the purchase price plus works would also leave costs stretched against the local benchmark for this floor area; that is a comparison with current local averages, not a forecast of renovated value. The house has useful fundamentals, but the numbers make this a low-opportunity project at the asking price.

Key opportunities

  • Refresh the traditional wallpaper and decorative finishes to give the reception rooms and bedrooms a more current feel.
  • The established garden, driveway and garage offer practical appeal, with the garden providing a pleasant outdoor setting.
  • The functional but old-fashioned kitchen and bathroom finishes offer optional scope to personalise; the listing also cites extension potential subject to planning permission.

Key risks

  • At the current asking price, the purchase plus a mid-to-substantial works programme looks stretched against local benchmarks for this floor area.
  • Headroom after works looks limited once the asking price and a mid-to-substantial refurb are combined, leaving a gap of around 17% versus area norms for this sqft; we have not assumed a post-renovation resale figure.

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Map

Location

Swifts Green Road, Luton
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Transport

Nearest stations

  • Luton Rail Station

    2.1 miles

    Train · Luton

  • Luton Airport DART Station

    2.1 miles

    Metro · Luton Airport

  • Luton Airport Parkway Rail Station

    2.5 miles

    Train · Luton Airport

  • Leagrave Rail Station

    3.0 miles

    Train · Leagrave

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 5.13%

Current average variable rate is 6.58%

Monthly Repayments
£1,594
Based on a loan of £292,500 over 30 years at 5.13% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

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