Church Lane, Whalley, BB7 9SY
West Midlands
£130,000
Listed on 30/10/2026
Listed on 30/10/2026
The listing
Property details
Bedrooms
2Type
CottageArea
452 sqftFeatures
- Garden
Description
This two-bedroom cottage is located in the centre of Whalley, within walking distance of village amenities. The accommodation is arranged over two floors, with a long living and dining room, a compact kitchen and a bathroom on the ground floor, and two bedrooms upstairs. A small yard is situated at the rear.
The property requires refurbishment. The listing identifies the kitchen and bathroom for replacement and notes that the existing electric storage and fan heaters would benefit from an upgraded heating system. Most windows are described as single glazed, and the EPC rating is E. Mains electricity, water and drainage are connected; mains gas is not currently connected, although the listing says nearby properties may have access. Buyers should check service availability and suitability.
The cottage is offered for sale by informal tender, with offers to be submitted on the prescribed form by the stated deadline. The listing suggests it may suit buyers seeking a small village property or investors considering rental or holiday-let use, subject to any required consents and approvals.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
33out of 100
Grade ELow opportunity
Confidence: MEDIUM
This is a compact, characterful cottage in central Whalley, with the long living/dining room, exposed beams and stone fireplace offering a useful starting point for a thoughtful reworking. The dated finishes, older fittings, worn flooring and tired rear yard leave plenty of scope to reshape the interior and improve the outside space. Staining is visible low on a bedroom wall and across parts of the rear exterior, so its cause should be investigated; the roof could not be assessed reliably from the photos.
The price is a significant constraint: at £130,000, the asking figure is about £288 per sq ft, above the local average of £274. With a mid-to-substantial programme of works, the purchase price and project spend look stretched against local benchmarks for a home of this floor area; that is a comparison with current local averages, not a forecast of renovated value. The village setting and cottage character are appealing, but this is a low-opportunity proposition on the numbers.
Key opportunities
- Rework the long living/dining space and refresh the dated interior finishes to make better use of the cottage’s compact footprint.
- Replace the dated kitchen and bathroom fittings as part of a coordinated update, with the listing also identifying a new heating system and double glazing as improvements.
- Restore the small rear yard and make more of the cottage’s stone frontage, beams and ornamental fireplace.
Key risks
- A heavy, multi-room programme is needed to renew the interior, services and finishes; plan for a substantial project rather than a cosmetic refresh.
- The asking price is already above the local £/sq ft average, and adding a mid-to-substantial works programme leaves costs stretched against local benchmarks for a property of this size.
- Investigate the visible staining low on a bedroom wall and across the rear exterior before settling the scope; the roof covering could not be assessed reliably from the photos.
- Headroom after works looks limited when the asking price sits alongside the indicated works scale — around 32% above what similar-sized stock commands locally today; we have not assumed a post-renovation resale figure.
Unlock the full analysis
Sign up to see the refurb profile, below-market value, yields, and local market trends for this and every other property that has them.
Sign up freeAlready have an account? Sign in
Interested in similar properties?
Create an alert and we'll notify you when similar renovation opportunities are listed.
Transport
Nearest stations
Whalley Rail Station
0.3 miles
Train · Whalley
Langho Rail Station
2.0 miles
Train · Langho
Clitheroe Rail Station
3.6 miles
Train · Clitheroe
Rishton Rail Station
4.0 miles
Train · Rishton
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
%
%
years
Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
Monthly Repayments
£531
Based on a loan of £97,500 over 30 years at 5.13% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Stamp duty calculator
Indicative tax based on the asking price and the options you select.
Services
Next steps
Explore services to help you with this property purchase.
Get help with this property
Financing, surveys and more – choose a service and we’ll connect you with our trusted partners.
Nearby
Similar properties
Other listings you may want to compare.
