St. Peters Street, St. Ives
South West
£220,000
Listed on 30/10/2026
Listed on 30/10/2026
The listing
Property details
Bedrooms
1Type
CottageDescription
This one-bedroom cottage is set in a traffic-free part of St Ives’ Downalong, within walking distance of the harbour, beaches, shops and town centre. The accommodation is arranged over two floors, with an entrance hall, utility room and galley kitchen on the ground floor, alongside a living room with exposed ceiling beams and stairs to the first floor. Upstairs are a double bedroom with built-in storage and a shower room. The property is described as requiring modernisation, offering scope to update its compact accommodation while retaining its character features.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
47out of 100
Grade ELow opportunity
Confidence: LOW
This one-bedroom cottage has a strong setting in St Ives’ Downalong, tucked away from traffic and close to the harbour and beaches. Exposed ceiling beams add character, and the dated finishes and worn floorboards offer scope for a light refresh to shape it into a distinctive coastal retreat.
The score is held back by gaps in the available data rather than a confirmed price or condition red flag: floor area is missing, so value against local £/sqf cannot yet be judged, and the overall opportunity remains low at 47/100 (grade E).
Key opportunities
- Refresh the dated galley kitchen and shower room to give the cottage a more cohesive, updated feel.
- Improve the worn bare floorboards in the photographed living room and bedroom as part of a light finishes-led project.
- Make the most of the exposed ceiling beams and the cottage’s traffic-free position near the harbour and beaches.
Key risks
None recorded.
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Transport
Nearest stations
St Ives (Cornwall) Rail Station
0.5 miles
Train · St Ives
Carbis Bay Rail Station
1.5 miles
Train · Carbis Bay
Lelant Rail Station
2.9 miles
Train · Lelant
Lelant Saltings Rail Station
3.1 miles
Train · Lelant
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Mortgage calculator
Illustrative repayments based on the asking price, not a mortgage offer.
£
£
£
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%
years
Current average 2-year fixed rate is 5.13%
Current average variable rate is 6.58%
Monthly Repayments
£899
Based on a loan of £165,000 over 30 years at 5.13% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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