
West Midlands
£95,000
Listed on 25/10/2026
Listed on 25/10/2026
The listing
WHOTS analysis
An internal assessment of the opportunity to acquire, improve and create value.
Confidence: LOW
This two-bedroom end-terrace cottage has a useful central Barnoldswick position and an intact-looking stone exterior in the submitted views. Inside, it offers a clear improvement canvas: dated kitchen and bathroom fittings, older flooring, damaged wall finishes and a large discoloured or repaired-looking ceiling area in the living room that needs investigating and making good. The £35,000–£55,000 works range points to a substantial project, with scope to refresh the finishes and shape the home to suit a buyer’s taste.
The score is 48/100 (E, Low Opportunity), reflecting limited condition and fundamentals scores rather than a judgement that the asking price is dear. Floor area is missing, so value versus local £/sqf cannot yet be judged; purchase plus the renovation midpoint is £140,000, but without area or a stated resale value the residual opportunity is also unclear. The central location and no-onward-chain sale are positives, while the ceiling area and roof and drainage condition warrant checking.
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Finance
Illustrative repayments based on the asking price, not a mortgage offer.
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Indicative tax based on the asking price and the options you select.
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