York Terrace, Chester Le Street
North East
£185,000
Listed on 23/10/2026
Listed on 23/10/2026
The listing
Property details
Bedrooms
3Type
HouseArea
1163 sqftFeatures
- Garden
- Parking
Description
This three-bedroom home is offered as a cash-buyer fixer-upper, with scope to refurbish and make use of its spacious accommodation. The ground floor includes a hallway, a large lounge, a long kitchen-diner currently without units, a separate reception room and a shower room. Upstairs are three bedrooms and a bathroom.
Outside, the property has a front driveway and a rear garden. The listing states that it has a combination boiler and is being sold with no onward chain. Janine Hegarty Bell Estate Agents describe the property as having potential for improvement.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
57out of 100
Grade DWeak opportunity
Confidence: MEDIUM
At £185,000, this detached three-bedroom home is priced attractively at £159/sq ft, below the local average of £193/sq ft—an opportunity to acquire a substantial project. The kitchen-diner is stripped of units, and worn flooring and dated decoration across several areas give a buyer scope to reshape and finish the interior; the separate reception room offers a cleaner starting point, and the enclosed rear garden is usable once tidied.
The overall opportunity is still weak: with the renovation midpoint included, purchase and works come to about £235,000, which looks tight against the local benchmark. The £35,000–£65,000 works range points to a full project rather than a cosmetic refresh, so the value depends on managing the scope and budget carefully.
Key opportunities
- Acquire at £159/sq ft, below the local average, with scope to add value through a considered refurbishment.
- Rebuild the stripped kitchen-diner and renew flooring and decoration across the photographed areas to create a more cohesive interior.
- Make use of the separate reception room as a cleaner starting point and improve the enclosed rear garden with clearance and maintenance.
Key risks
- The stripped kitchen-diner and worn or unfinished floors across several areas make this a full-project programme, with a £35,000–£65,000 renovation range to manage rather than a cosmetic refresh.
- Purchase plus the renovation midpoint looks tight against the local benchmark, leaving little apparent margin before fees and other costs.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£699
Based on a loan of £138,750 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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