39 (A B and C), Wilson Road, Camberwell, London SE5 8PE
London
£785,000Guide Price
Listed on 22/10/2026
Listed on 22/10/2026
The listing
Property details
Bedrooms
4Type
TerracedFeatures
- Garden
Description
Offered at auction, this freehold four-storey terraced building is arranged as three self-contained flats: a two-bedroom split-level garden flat and two one-bedroom flats. The accommodation is vacant and the building is described as requiring modernisation.
The lower-ground floor includes two reception rooms and a bathroom/WC. On the ground floor there is a lounge/diner and kitchen, with two bedrooms, a storage room and a further bathroom/WC on the first floor. The second floor has two bedrooms and two storage rooms. A rear garden is included.
The property is on Wilson Road, near Grace's Road and Camberwell's local amenities. Lucas Gardens is to the east, and Denmark Hill station is approximately half a mile away.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
48out of 100
Grade ELow opportunity
Confidence: LOW
This is a substantial conversion and improvement project: the freehold terrace is already arranged as three self-contained flats, with a rear garden and a traditional brick frontage to build on. The photographed interiors offer scope to rework the layout and finishes, modernise the incomplete kitchen and older bathrooms, and clear and improve the overgrown garden. The works range is £85,000–£145,000, so this is a full-project budget and programme rather than a cosmetic refresh.
The score is held back by the limited condition result and incomplete value picture, not by a finding that the asking price is dear: floor area is missing, so value against local £/sqf cannot yet be judged. The fundamentals and location score well, but without usable area or a stated GDV, the overall opportunity remains difficult to assess with confidence.
Key opportunities
- Build on the existing three-flat arrangement to improve the presentation and functionality of a two-bedroom garden flat and two one-bedroom flats.
- Rework the stripped and marked interiors with renewed finishes, including modernising the partly incomplete kitchen and older bathrooms.
- Clear the overgrown rear garden and assess its potential as useful outdoor space for the garden flat.
Key risks
- Stripped and damaged finishes across several photographed areas, together with an £85,000–£145,000 works range, make this a full-gut programme rather than a cosmetic refresh.
- The rear garden is heavily overgrown, limiting visibility of the ground surface and boundaries.
- Floor area is missing, so value against local £/sqf cannot be judged yet.
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Finance
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£2,966
Based on a loan of £588,750 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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