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4 Over Roxburgh Farm Cottages, Kelso

Scotland

£165,000

Listed on 17/10/2026

The listing

Property details

Bedrooms
3
Type
End Of Terrace
Area
1044 sqft

Features

  • Garden
  • Parking

Description

This three-bedroom stone cottage is arranged over two floors in a rural setting near Roxburgh, with Kelso a short drive away. The ground floor includes a sitting room with a fireplace, a further bedroom that could also be used as a reception room, a kitchen, a bathroom and a large utility cupboard. Two further double bedrooms with built-in storage are upstairs. The kitchen has fitted wall and base units, laminated worktops, a stainless-steel sink and space for a freestanding cooker, washing machine and tall fridge-freezer. The bathroom has a bath with shower over, wash basin and WC. The property is described as requiring modernisation, offering scope to update the accommodation while retaining its existing layout and features. At the rear, a lawned garden is enclosed by timber fencing, with an external store to the side. A parking space is provided at the front. Services are mains water and electricity, oil-fired central heating and drainage to a shared septic tank. Kelso provides shops, supermarkets, hospitality and schooling, with countryside and local attractions nearby. Fitted carpets, floor coverings and light fittings are included in the sale.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

77out of 100
Grade BGood opportunity

Confidence: MEDIUM

At £165,000, this is priced at about £158 per sq ft, well below the local average of £207 per sq ft—a strong entry point for a buyer looking to add value. The three-bedroom cottage has spacious accommodation, an enclosed garden and a semi-rural setting near Kelso, with scope for a light cosmetic refresh rather than a major overhaul.

Older finishes and timber trim run through several rooms, while a marked, damaged-looking patch on the kitchen ceiling is worth investigating. The tiled fireplace and the kitchen’s outlook over the garden and fields give the project some character to work with; the available exterior views show no obvious major roof or structural issue.

Key opportunities

  • Acquire below the local £/sq ft average and refresh the dated finishes to create value.
  • Update the spacious sitting room while retaining or enhancing its tiled fireplace and older character features.
  • Make the most of the enclosed lawn garden and the kitchen’s outlook over fields beyond.

Key risks

  • Investigate the marked, damaged-looking patch on the kitchen ceiling to establish its cause and any repair needed.

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Map

Location

4 Over Roxburgh Farm Cottages, Kelso
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Finance

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Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£623
Based on a loan of £123,750 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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