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Elmfield Close, St Mellons, Cardiff - Image 1
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Elmfield Close, St Mellons, Cardiff

Wales

£185,000

Listed on 16/10/2026

The listing

Property details

Bedrooms
4
Type
End Of Terrace
Area
1024 sqft

Features

  • Garden

Description

This four-bedroom semi-detached house is offered with no onward chain and has a practical layout across two floors. The ground floor includes a lounge with a fireplace, a separate dining room, a kitchen with wall and base units, a pantry and a WC. The kitchen is functional but offers scope for updating. Upstairs are four bedrooms and a shower room. The enclosed rear garden has a lawn, established planting and a shed with power. The property would benefit from modernisation, giving a purchaser scope to refresh the interiors and adapt the home to their needs.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

79out of 100
Grade BGood opportunity

Confidence: MEDIUM

At £185,000, this four-bedroom semi-detached is offered at about £181/sq ft, around 38% below the local average—a strong price-led opportunity to acquire a spacious home with room to add value. It is usable as it stands, with dated décor and finishes providing scope for a light, personalised refresh rather than a major overhaul; the functional kitchen could also be updated over time.

The enclosed, established garden is a particular plus, and the shower room appears clean and serviceable. The asking price plus the stated renovation midpoint comes to £194,000 before fees, against an implied current local average value of about £297,574; that comparison is not a renovated GDV.

Key opportunities

  • Acquire a four-bedroom semi-detached home at a substantial discount to the local £/sq ft average.
  • Refresh dated wallpaper, colour schemes and floor finishes to personalise the usable interiors.
  • Make use of the enclosed, established garden, with scope to update the functional kitchen as desired.

Key risks

None recorded.

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Map

Location

Elmfield Close, St Mellons, Cardiff
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Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£699
Based on a loan of £138,750 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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Indicative tax based on the asking price and the options you select.

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