Fingringhoe Road, COLCHESTER
East of England
£140,000Guide Price
Listed on 15/10/2026
Listed on 15/10/2026
The listing
Property details
Bedrooms
3Type
TerracedArea
799 sqftFeatures
- Garden
- Parking
Description
This three-bedroom terraced house south of Colchester is offered with no onward chain and through the Modern Method of Auction. The ground floor has two reception rooms, a kitchen and a shower room. Upstairs are three double bedrooms, with the third reached through the second. The property is described as requiring modernisation and retains features including cast-iron fireplaces.
Outside, there is a front garden, an enclosed rear garden and parking to the rear. Local amenities and bus services into the city centre are accessible from the area. Buyers should note that the property is understood not to be registered at the Land Registry and should review the auction information pack and reservation terms before proceeding.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
76out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £140,000, this three-bedroom terraced house is priced at about £175 per sq ft, well below the local average of £313 per sq ft—a strong entry point for a buyer looking to add value. The project is mainly cosmetic: refresh the dated finishes and worn floors, update the old-fashioned kitchen, and clear and improve the overgrown rear garden. Traditional fireplaces add character, while the shower room appears comparatively modern; the listing also states that there is off-street parking.
The light renovation range is £8,000–£18,000. The score is supported by the low asking price and strong economics, with location the weaker part of the picture. The sale is through the Modern Method of Auction; bidding can take the hammer above the guide, so the eventual price may not stay this cheap.
Key opportunities
- Refresh the worn floors and dated decoration across the reception rooms and bedrooms.
- Modernise the old-fashioned kitchen while retaining the comparatively current shower room.
- Clear and rework the overgrown rear garden, with traditional fireplaces providing character inside.
Key risks
None recorded.
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Finance
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Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£529
Based on a loan of £105,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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