Saville Street, Walton on the Naze, CO14
East of England
£260,000
Listed on 14/10/2026
Listed on 14/10/2026
The listing
Property details
Bedrooms
5Type
TerracedArea
1658 sqftFeatures
- Garden
Description
This substantial Victorian terraced house is arranged over three floors and offers five bedrooms, two reception rooms, a kitchen, a shower room and a separate bathroom. The property is described as requiring complete renovation, with the kitchen and shower room specifically noted as needing refitting. The accommodation also includes a utility area, a first-floor store room and a partitioned dressing area to the largest bedroom.
The layout may offer scope to create two flats, subject to planning and other necessary checks. The house is close to the seafront, station and town shops, and has a courtyard-style rear garden with a gate. Gas central heating is stated, although the boiler has not been tested.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
79out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £260,000, this five-bedroom Victorian terrace is priced at about £157/sq ft, well below the local average of £312/sq ft—a strong entry point for a substantial project. Its three-floor layout, two reception rooms and period character give scope to reshape the space, with the listing also suggesting a possible two-flat conversion subject to planning. The front elevation and roofline look broadly intact in the supplied view, and there is a rear courtyard garden.
The works are substantial: the kitchen and shower-room finishes need replacing, while dated flooring and decoration and localised wall or ceiling damage and staining are visible in several rooms. The renovation range is £55,000–£95,000, so this is a full-scale improvement programme rather than a cosmetic refresh; the visible staining and damage also warrant investigation. The calculated £335,000 purchase-plus-midpoint-works figure is not a GDV and excludes stamp duty and fees.
Key opportunities
- Rework the three-floor, five-bedroom layout and two reception rooms to suit a larger household or a different configuration.
- Use the period fireplaces, generous principal bedroom and extended rear reception as character features within a renewed interior.
- Explore the listing’s suggested two-flat conversion, subject to planning.
Key risks
- The £55,000–£95,000 works range and stripped or damaged finishes across several areas make this a substantial budget and programme, not a cosmetic refresh.
- Visible wall and ceiling damage and staining in several rooms should be investigated to establish the cause and full repair scope.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£982
Based on a loan of £195,000 over 30 years at 4.45% interest
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