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The Moorings, Stoke Ferry

East of England

£99,995

Listed on 09/10/2026

The listing

Property details

Bedrooms
2
Type
End Of Terrace
Area
561 sqft

Description

This two-bedroom semi-detached house in Stoke Ferry presents a unique opportunity for those looking to undertake a substantial renovation project. Located in a quiet close surrounded by similar properties, this home is offered with no onward chain, making it an appealing choice for buyers ready to invest time and resources into a complete refurbishment. The property requires significant work, including the replacement of windows and doors, installation of a new heating system, and comprehensive internal updates. Prospective buyers are encouraged to assess the full extent of the renovations needed to bring this property back to life. The layout includes an entrance porch, hallway, living room, and kitchen on the ground floor, with two bedrooms and a bathroom upstairs, providing a practical foundation for customization. While the renovation may seem daunting, it offers the chance to create a personalized living space tailored to individual tastes. Once completed, the property could serve as an attractive first home, rental investment, or holiday retreat, subject to necessary consents. Stoke Ferry itself is a charming Norfolk village beside the River Wissey, surrounded by beautiful countryside, adding to the overall appeal of this renovation opportunity. For buyers willing to take on the challenge, this property holds the potential for rewarding results.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

48out of 100
Grade ELow opportunity

Confidence: MEDIUM

This two-bedroom semi-detached house in Stoke Ferry offers a low entry price at £99,995, which is significantly below the local average at £178/sqf compared to £259/sqf. This presents a unique opportunity for buyers looking to acquire a property in need of extensive renovation at a bargain price. However, while the price is attractive, the overall investment picture is less favorable. The anticipated all-in costs, including a hefty refurbishment budget of £100,000 to £150,000, result in a strained financial outlook against local benchmarks, leaving potential buyers to consider the implications of a -35.4% margin compared to local averages.

The property itself shows visible signs of neglect, with dated living spaces, poor condition bedrooms, an overgrown garden, and a kitchen in disrepair. This extensive work offers a blank canvas for those willing to put in the effort to transform the home into something special. The straightforward layout allows for creative potential in design, making it an appealing project for buyers with vision. However, the scale of the renovation needed is significant, and prospective purchasers should be prepared for a full-gut programme rather than a simple refresh, which can be both time-consuming and costly.

Key opportunities

  • The property's existing layout provides a solid foundation for customization, allowing buyers to create a home that reflects their personal style.
  • The rural location offers a peaceful lifestyle, with potential for a charming first home or rental investment.
  • The lack of onward chain simplifies the buying process, enabling a quicker acquisition for those ready to start the renovation journey.

Key risks

  • Stripped interiors and a £100,000–£150,000 works budget make this a full-gut programme, not a refresh, raising concerns about the overall investment versus potential returns.

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Location

The Moorings, Stoke Ferry
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Finance

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Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
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years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£378
Based on a loan of £74,996 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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