Churchtown, Gwinear, Hayle, Cornwall
South West
£280,000
Listed on 10/10/2026
Listed on 10/10/2026
The listing
Property details
Bedrooms
5Type
TerracedArea
2184 sqftFeatures
- Garage
- Garden
Description
This five-bedroom mid-terrace character house in Gwinear is offered with no onward chain and requires modernisation. The accommodation includes a lounge with a granite fireplace and wood-burning stove, a kitchen and dining area opening to a separate living room, a further dining room, utility room and rear lean-to with a separate WC. Upstairs are five bedrooms, including a mezzanine room, an en suite shower room and a family bathroom.
The property has oil-fired central heating, mains electricity, water and drainage, and double glazing. Outside, a paved path leads through the rear garden, which includes a greenhouse, established planting and a garage. The seller is retaining the bottom section of the garden, with the boundary marked at the property. The house is freehold, and a metalliferous mine search is required.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
78out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £280,000, this five-bedroom Gwinear character house is a strikingly cheap acquisition against local £/sqf, giving the project a strong starting point. Its several reception rooms, character fireplaces and wood-burning stove provide plenty to work with, while the rear garden and garage add useful scope. The asking price is 62.6% below the local £/sqf average; the score’s economics comparison is also strong, though its implied local average is not a renovated GDV.
The work is a meaningful but manageable project, with dated finishes across the photographed rooms, an older kitchen and bathrooms, and an overgrown garden to reshape. Rear elevations show weathering and staining that should be investigated, and there is localized wall staining and deterioration in a living space. The renovation range is £40,000–£70,000.
Key opportunities
- Acquire at a price well below the local £/sqf average, giving the project a strong value starting point.
- Refresh the dated kitchen, bathrooms, flooring and finishes across the photographed rooms.
- Restore the overgrown rear garden and make use of the garage, while retaining character features such as the fireplaces and wood-burning stove.
Key risks
- Rear elevations have substantial weathering and dark staining; investigate whether this is maintenance or more extensive repair.
- Localized wall staining and deterioration are visible beside windows in a living space.
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Finance
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Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£1,058
Based on a loan of £210,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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