Terminus Road, Cowes, Isle of Wight
South East
£165,000
Listed on 08/10/2026
Listed on 08/10/2026
The listing
Property details
Bedrooms
2Type
End Of TerraceArea
703 sqftDescription
This chain-free home is arranged over three floors in central Cowes, within walking distance of the High Street, shops, cafés, restaurants and the waterfront. The accommodation includes a living room, a kitchen/dining area and a ground-floor bathroom, with two bedrooms and a separate WC room on the first floor. A further attic room provides additional flexible space, with views towards the harbour described in the particulars.
The property is offered as a modernisation project, giving a buyer scope to update the existing layout and finishes. Cowes has ferry connections to Southampton, and the town’s harbour, sailing facilities and seafront are nearby. The house may suit buyers considering a town-centre home, second home or investment, subject to their own requirements and checks.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
75out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £165,000, this is a notably low-priced opportunity against the local £/sqf benchmark: about £235/sqf compared with £320/sqf locally. The three-floor layout, central Cowes position close to the High Street and harbour, and glimpses towards the harbour give the project a distinctive starting point.
Key opportunities
- Refresh the dated wallpaper and older finishes to give the furnished living spaces and bedrooms a more cohesive feel.
- Clear the overgrown rear garden so its condition and potential use can be assessed and improved.
- Make the most of the flexible three-floor layout and central location near Cowes High Street and harbour.
Key risks
- Visible cracking and weathering to the front render merit inspection before deciding whether repairs are needed.
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Finance
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Illustrative repayments based on the asking price, not a mortgage offer.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£623
Based on a loan of £123,750 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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