Windmill Road, Gillingham, Kent, ME7
South East
£220,000
Listed on 09/10/2026
Listed on 09/10/2026
The listing
Property details
Bedrooms
3Type
TerracedArea
1106 sqftFeatures
- Garden
Description
This three-bedroom terraced house is within walking distance of Medway Hospital and the high street. The ground floor has an entrance hall, a lounge, a separate dining room, a kitchen and a WC. The kitchen is described as needing modernisation, and a rear utility area provides additional storage and kitchen space.
Upstairs are three bedrooms, with the listing noting the possibility of reworking the layout as a two-bedroom home with a larger family bathroom. A basement adds further space, with possible uses including a home office, cinema room or play area. The property also has a small, low-maintenance rear garden with rear access. Any changes to the layout or basement would need to be assessed for feasibility and approvals.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
78out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £220,000, this three-bedroom terrace is priced at about £199 per sq ft, around 34% below the local average—a strong entry point for a buyer looking to create value. The separate lounge and dining room, convenient position near the hospital and high street, and rear access give the project a useful foundation; the small paved garden is also easy to build on.
Key opportunities
- Redesign the kitchen and modernise the bathroom as part of a coordinated update to the dated interiors.
- Explore the unfinished basement’s potential for a home office, cinema room or play space, subject to its condition and suitability.
- Refresh the separate lounge and dining room, update worn finishes and tidy the paved garden to make the most of the home’s layout and rear access.
Key risks
- The rear elevation has extensive peeling and flaking finish; inspect it to identify the cause and establish the repair scope.
- The basement’s condition and suitability for conversion are unknown.
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Finance
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£831
Based on a loan of £165,000 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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