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Scotland
£95,000
Listed on 03/10/2026
Listed on 03/10/2026
The listing
WHOTS analysis
An internal assessment of the opportunity to acquire, improve and create value.
Confidence: MEDIUM
This spacious two-bedroom semi-detached villa presents an excellent opportunity for buyers looking to personalise and improve a property at a competitive price. With an asking price of £95,000, this listing is notably cheap compared to the local average of £156/sqf, allowing for potential value creation right from the start. The home features well-proportioned accommodation, including two generous double bedrooms and a fitted kitchen that, while dated, offers a solid foundation for improvements. The garden, currently in poor condition, provides a blank canvas for landscaping and creating an inviting outdoor space.
However, while the price is attractive, the overall economics present a challenge. The estimated all-in costs of £155,000, when factoring in the renovation range of £40,000 to £80,000, stretch the investment against local benchmarks for properties of this size. This weakens the potential margin, as the implied current local average value stands at approximately £130,009. Buyers should be aware that while the property offers good fundamentals and a desirable location, the renovation economics may require careful consideration and budget planning to ensure a viable return on investment.
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Finance
Illustrative repayments based on the asking price, not a mortgage offer.
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Indicative tax based on the asking price and the options you select.
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