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Keltyhill Crescent, Kelty, KY4 - Image 1
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Keltyhill Crescent, Kelty, KY4

Scotland

£95,000

Listed on 03/10/2026

The listing

Property details

Bedrooms
2
Type
Semi Detached
Area
835 sqft

Description

This spacious two-bedroom semi-detached villa presents an excellent opportunity for buyers looking to personalise a property to their taste. Located in a sought-after residential area, the home is conveniently close to local amenities, transport links, and schools, making it ideal for first-time buyers, young families, and investors alike. The property is competitively priced, reflecting the level of modernisation required. Upon entering, you are welcomed by a vestibule leading into a hallway that provides access to the ground-floor accommodation, including a shower room and a staircase to the upper level. The spacious lounge is situated at the front of the property and features laminate flooring along with an alcove storage area. At the rear, the fitted kitchen is equipped with ample wall and base-mounted units, contrasting worktops, and essential appliances, along with direct access to the rear garden through a rear hall. The ground floor also features a shower room that includes a WC, wash hand basin set in a high-gloss vanity unit, and a double shower enclosure. The upper level boasts two generous double bedrooms, one of which benefits from fitted storage cupboards. The property is equipped with gas central heating and double glazing throughout. Externally, the front garden area includes a driveway providing off-street parking. The spacious, low-maintenance rear garden is predominantly laid to lawn and offers great potential for creating an attractive outdoor space tailored to individual preferences. Overall, this home offers a strong foundation for improvement and personalisation, making it an appealing option for those willing to invest some time and effort into modernisation.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

57out of 100
Grade DWeak opportunity

Confidence: MEDIUM

This spacious two-bedroom semi-detached villa presents an excellent opportunity for buyers looking to personalise and improve a property at a competitive price. With an asking price of £95,000, this listing is notably cheap compared to the local average of £156/sqf, allowing for potential value creation right from the start. The home features well-proportioned accommodation, including two generous double bedrooms and a fitted kitchen that, while dated, offers a solid foundation for improvements. The garden, currently in poor condition, provides a blank canvas for landscaping and creating an inviting outdoor space.

However, while the price is attractive, the overall economics present a challenge. The estimated all-in costs of £155,000, when factoring in the renovation range of £40,000 to £80,000, stretch the investment against local benchmarks for properties of this size. This weakens the potential margin, as the implied current local average value stands at approximately £130,009. Buyers should be aware that while the property offers good fundamentals and a desirable location, the renovation economics may require careful consideration and budget planning to ensure a viable return on investment.

Key opportunities

  • The competitive asking price allows for immediate value creation.
  • The spacious layout offers flexibility for personalisation and improvement.
  • The garden presents a chance to enhance outdoor space, adding further appeal.

Key risks

  • All-in costs may exceed local benchmarks, leading to a potential negative margin.

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Map

Location

Keltyhill Crescent, Kelty, KY4
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Finance

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Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
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years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£359
Based on a loan of £71,250 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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