The Terrace, St Ives
South West
£375,000
Listed on 01/10/2026
Listed on 01/10/2026
The listing
Property details
Bedrooms
2Type
CottageFeatures
- Garden
Description
Chy Boleigh is a two-bedroom home with a first-floor living room overlooking Porthminster Beach and St Ives Bay. The accommodation also includes a bathroom, hallway, kitchen and covered rear yard. The property is described as requiring general updating and modernisation, offering scope for a purchaser to refresh the rooms and finishes.
Both bedrooms are at the front of the property, and the living room is notably spacious. The kitchen has fitted wall and base units, a sink and space for a cooker and under-counter fridge. A covered yard provides storage and drying space, while the tiered front garden includes steps and a patio seating area. The property is freehold and has mains electricity, water and drainage. Heating is listed as none, and parking is not provided.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
46out of 100
Grade ELow opportunity
Confidence: LOW
The standout is the particularly spacious first-floor living room, with coastal views across Porthminster Beach and St Ives Bay. The two-bedroom house offers a clear, light-scale project: refresh the dated decoration and flooring, modernise the kitchen, and assess the visibly deteriorated bathroom wall finish. The tiered front garden and paved seating area are already established, while the stone exterior appears generally intact in the submitted views.
At £375,000, the value comparison is incomplete: floor area is missing, so value versus local £/sq ft cannot yet be judged. The indicated £10,000–£20,000 renovation range gives a sense of the update required, but the overall opportunity remains difficult to assess without that area information.
Key opportunities
- Make the spacious first-floor living room and its outlook across Porthminster Beach the centrepiece of an updated home.
- Modernise the dated kitchen and refresh the living room and bedroom finishes.
- Improve the bathroom by checking the deteriorated wall finish and deciding whether a targeted repair or broader refresh is appropriate.
Key risks
- Visible staining on the covered yard roof should be checked to establish its cause and whether any repair is needed.
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Finance
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£1,417
Based on a loan of £281,250 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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