Mornington Road, Lytham St. Annes, Lancashire, FY8
North West
£125,000
Listed on 29/09/2026
Listed on 29/09/2026
The listing
Property details
Bedrooms
4Type
Semi DetachedArea
1025 sqftDescription
This chain-free four-bedroom semi-detached house is offered as a renovation project, with scope to update and adapt its accommodation. The listing describes four bedrooms and spacious living areas, providing a starting point for buyers considering a refurbishment or a different internal arrangement.
The property is in a residential part of Lytham St Annes, with local amenities, schools and transport links nearby, as well as the town's other attractions. Buyers should factor in the AML fee payable after an offer is accepted; the listing states that this fee is non-refundable if the purchase does not proceed.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
73out of 100
Grade BGood opportunity
Confidence: MEDIUM
At £125,000, this four-bedroom semi-detached house is priced at about £122/sq ft, well below the local average of £255/sq ft—an unusually low entry point for a substantial home in a popular Lytham St Annes location. The 73/100 B grade reflects that strong value and the scope to create a family home, while recognising that the condition is a major part of the proposition.
This is a genuine full-house project: several rooms have worn or incomplete finishes, the kitchen is dated, and staining in a bedroom and bathroom needs investigation. The £42,000–£78,000 renovation range gives a sense of the scale; the rear garden has established trees and a paved area to work with, while the overgrown front garden and path offer a straightforward improvement. Overall, a compellingly priced canvas for a buyer prepared to manage a substantial programme.
Key opportunities
- Rework the dated and partly unfinished interiors into a cohesive family home, with scope to modernise the kitchen and refresh the bathroom spaces.
- Make use of the four-bedroom accommodation and spacious living areas to shape a layout that suits family living or rental demand.
- Tidy the overgrown front approach and improve the established rear garden, retaining its paved area and mature trees.
Key risks
- The £42,000–£78,000 works range and stripped or incomplete finishes across several rooms point to a substantial, multi-room programme rather than a cosmetic refresh.
- Staining and mould-like discolouration in a bedroom and bathroom need investigation to establish the cause and any additional remedial work.
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£472
Based on a loan of £93,750 over 30 years at 4.45% interest
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