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Union Street, Newport Pagnell

South East

£105,000

Listed on 25/09/2026

The listing

Property details

Bedrooms
2
Type
Apartment
Area
548 sqft

Description

Located in the desirable market town of Newport Pagnell, this two-bedroom apartment presents an excellent opportunity for both first-time buyers and investors. This property is being offered with no onward chain and features charming characteristics such as original beams, vaulted ceilings, and an open fireplace, adding a unique touch to the living space. While the apartment requires renovation, it holds significant potential to become a lovely home or rental investment. The accommodation includes an entrance hall leading to an open-plan living room and kitchen, two bedrooms, and a family bathroom. Additionally, the property benefits from an allocated parking space. Newport Pagnell's high street offers a variety of shops, restaurants, and local amenities, making it a convenient location. This property is ideal for those looking to invest in a project with great potential in a vibrant community.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

71out of 100
Grade BGood opportunity

Confidence: MEDIUM

This two-bedroom apartment in Newport Pagnell presents a solid opportunity for both first-time buyers and investors. Priced at £105,000, it sits significantly below the local average of £382/sqf, making it an attractive entry point into the market. With a cost of just £192/sqf, there's ample room for value creation through renovation. The property showcases charming character features such as original beams and vaulted ceilings, which can be beautifully enhanced with thoughtful updates.

While the overall condition is dated, it offers a medium-scale project with a renovation range of £40,000 to £80,000. The living area has potential to be reimagined, and the bedrooms, though functional, require modern touches. The kitchen and bathroom also need updating but are currently serviceable. With a bit of vision and investment, this property can transform into a delightful home or a lucrative rental. Given the appealing price and the character it offers, this listing is well worth considering for those ready to roll up their sleeves.

Key opportunities

  • Strong character features including original beams and vaulted ceilings that can be enhanced with renovations.
  • The affordable asking price allows for substantial equity gain post-renovation.
  • A medium-scale refurbishment project that can significantly increase the property's appeal and value.

Key risks

  • Visible signs of wear and the need for significant updates throughout.
  • Potential damp issues may need to be assessed during renovations.
  • Medium scale of the project requires a thoughtful budget and planning to execute effectively.

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Map

Location

Union Street, Newport Pagnell
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Finance

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Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£397
Based on a loan of £78,750 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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