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12 Victoria Street, Windermere, LA23 1AB - Image 1
12 Victoria Street, Windermere, LA23 1AB - Image 2
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12 Victoria Street, Windermere, LA23 1AB

North West

£200,000

Listed on 19/09/2026

The listing

Property details

Bedrooms
2
Type
Terraced

Description

This mid-terraced cottage in the heart of Windermere presents a unique opportunity for those looking to invest in a property that requires modernisation. With a layout that includes a lounge and a dining kitchen on the ground floor, along with two bedrooms and a bathroom upstairs, it offers a blank canvas for prospective buyers to tailor to their preferences. The property is well-situated within the village, providing easy access to shops, restaurants, and all local amenities. It is also conveniently located near public transport links, making it ideal for exploring the stunning Lake District National Park. The front garden leads to an entrance hall, with the lounge featuring alcove cupboards and a UPVC double-glazed window. The kitchen is functional, equipped with wall and base units, and provides access to a small rear yard with storage options. The first floor comprises a large double bedroom and a single bedroom, complemented by a traditional bathroom suite. This property is suitable for a variety of buyers, whether as a development investment, holiday retreat, or permanent residence.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

51out of 100
Grade DWeak opportunity

Confidence: LOW

This mid-terraced cottage in the heart of Windermere presents a promising opportunity for buyers looking for a renovation project. Priced at £200,000, significantly below the local average of £443,990, this listing offers a cheap entry point into a desirable location, ideal for those looking to add value through modernisation. The property features a dated interior with general wear and signs of potential damp observed throughout, providing a clear canvas for refurbishment. With a living room, kitchen, two bedrooms, and a bathroom in need of updating, there's ample scope to enhance the space to suit personal tastes or to attract future buyers.

The appealing location offers easy access to local amenities, shops, and the stunning Lake District National Park, making it suitable for a variety of buyers, from investors to those seeking a weekend retreat. While the project scale is light/typical, the need for significant refurbishment should be considered; however, this presents a great opportunity for those willing to undertake the work required to transform this cottage into a charming home or rental property.

Key opportunities

  • Blank canvas for personal renovation and design
  • Desirable location with easy access to local amenities and the Lake District
  • Potential for strong investment return after refurbishment

Key risks

  • Signs of potential damp issues observed throughout
  • Significant refurbishment needed in multiple areas of the home

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Map

Location

12 Victoria Street, Windermere, LA23 1AB
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Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£756
Based on a loan of £150,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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Indicative tax based on the asking price and the options you select.

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