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St. Stephens Road, Portsmouth

South East

£180,000

Listed on 18/09/2026

The listing

Property details

Bedrooms
4
Type
Terraced
Area
1154 sqft

Description

This substantial four-bedroom terraced house presents an excellent investment opportunity in St Stephens Road, North End, Portsmouth. With approximately 1,154 sq ft of accommodation, the property is in need of modernisation, allowing buyers to tailor updates to their personal preferences. The ground floor features two separate reception rooms, a kitchen, and access to a large side storage area. The first floor comprises four bedrooms, a bathroom, and an additional shower room. The existing layout offers considerable versatility, making it appealing for potential HMO use, subject to necessary permissions and regulations. Offered with no onward chain, this property is ideal for those looking to add value through refurbishment.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

72out of 100
Grade BGood opportunity

Confidence: MEDIUM

This substantial four-bedroom terraced house in North End, Portsmouth, presents a compelling investment opportunity, particularly given its asking guide price of £180,000, which is significantly below the local average of £252/sqf. With a score of 72/100, this property offers considerable potential for those willing to undertake a medium-scale renovation. The dated interiors, including the living areas, bedrooms, and kitchen, provide a blank canvas for buyers to modernise according to their tastes, making it an excellent choice for someone looking to add value through refurbishment.

The property features versatile accommodation with two reception rooms, a kitchen, and four bedrooms, along with the possibility of HMO use, subject to the necessary permissions. The average garden adds to the appeal, while the absence of a chain enhances flexibility for prospective buyers. Given the strong economics and the potential for a good return on investment, this property stands out as a solid opportunity for those ready to invest in its transformation.

Key opportunities

  • Significant scope for modernisation across dated interiors including living spaces and bedrooms.
  • Versatile layout with potential for HMO use, appealing to investors.
  • No onward chain offers flexibility in the purchasing process.

Key risks

  • Moderate intensity of renovation required across multiple rooms.
  • Potential damp or similar issues may be present in several areas.

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Map

Location

St. Stephens Road, Portsmouth
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Finance

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Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
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years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£680
Based on a loan of £135,000 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

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