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41A Springvale Street, Saltcoats, North Ayrshire, KA21 5LP - Image 1
41A Springvale Street, Saltcoats, North Ayrshire, KA21 5LP - Image 2
41A Springvale Street, Saltcoats, North Ayrshire, KA21 5LP - Image 3

41A Springvale Street, Saltcoats, North Ayrshire, KA21 5LP

Scotland

£34,000Guide Price

Listed on 18/09/2026

The listing

Property details

Bedrooms
1
Type
Flat

Features

  • Garden

Description

Offered at auction, this vacant ground-floor one-bedroom flat in Saltcoats measures approximately 40 sq m and is part-way through renovation. The former dividing wall has been removed to form an open-plan kitchen and living area. The seller states that the property has been rewired, the entrance door and lock replaced, bathroom plumbing updated, and a new toilet and basin fitted. Walls have been prepared and primed, and a new subfloor is being installed ready for LVT flooring. Electrical fittings for the planned kitchen layout are also provided, but the kitchen itself is not included and will need to be fitted by the purchaser. The flat has one bedroom and a shared communal garden to the rear, which the listing says would benefit from attention. The deeds also refer to a communal toilet serving the ground-floor flats, although it is no longer in place; the area beneath the stairs is currently used for storage. Any changes to shared areas would require agreement and any necessary consents. Saltcoats has a beach, promenade, local amenities and a railway station with services to Glasgow. The listing describes the property as close to the town centre and coastal attractions, and quotes potential rent of up to £450 per month. That figure is the agent's estimate and should be independently checked. Council Tax band A.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

53out of 100
Grade DWeak opportunity

Confidence: MEDIUM

At £34,000, this Saltcoats flat is priced well below the local £/sqf benchmark, making it a notably cheap entry point for a project. The rewire, prepared walls and open-plan layout provide a useful head start, but the unfinished interior still calls for a substantial completion programme: there is no fitted kitchen in the actual photographs, the bathroom needs finishing, and ceiling marks need attention. The asking price plus that level of work leaves the all-in cost stretched against local benchmarks for a flat of this floor area; that comparison is with current local values, not a forecast of post-renovation value.

The appeal is the chance to finish the open-plan living space to your own specification, with the shared garden offering scope for improvement too. It is a cheap acquisition, but the weak economics mean the project needs careful cost and value judgement rather than relying on the low entry price alone.

Key opportunities

  • Complete the open-plan kitchen/living area around the existing service points and choose a kitchen layout and finish to suit the space.
  • Build on the completed rewire, prepared walls and new bathroom fittings to finish the interior in a coherent style.
  • The shared rear garden could be improved as a communal outdoor space, subject to agreement with the other owners.

Key risks

  • The stripped-back interior still needs a substantial completion programme, including fitting out the kitchen and finishing the bathroom and surfaces; plan for a heavy job rather than a cosmetic refresh.
  • Even with the low purchase price, the asking price plus the scale of the remaining work leaves costs stretched against local benchmarks for this floor area.
  • Budget carefully — economics look thin when the asking price sits alongside the indicated works scale — around 14% above what similar-sized stock commands locally today. Finished value after works is not modelled here.

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Map

Location

41A Springvale Street, Saltcoats, North Ayrshire, KA21 5LP
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Transport

Nearest stations

  • Saltcoats Rail Station

    0.2 miles

    Train · Saltcoats

  • Ardrossan South Beach Rail Station

    0.7 miles

    Train · Ardrossan

  • Ardrossan Town Rail Station

    1.1 miles

    Train · Ardrossan

  • Stevenston Rail Station

    1.4 miles

    Train · Stevenston

Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.

Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
%
years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£128
Based on a loan of £25,500 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

Stamp duty calculator

Indicative tax based on the asking price and the options you select.

Pricing

Price history

-24.4% since listed
£34,000£8,000(-19.0%)
23/10/2026
Current price
£42,000+£3,000(+7.7%)
01/10/2026
£39,000£6,000(-13.3%)
25/09/2026
£45,000Initial listing
17/09/2026

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