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Holly Bank Grove, St Helens, Greater Manchester

North West

£130,000

Listed on 16/09/2026

The listing

Property details

Bedrooms
3
Type
Terraced
Area
959 sqft

Features

  • Garden

Description

This three-bedroom terraced house has two ground-floor reception areas, a fitted kitchen and an enclosed rear garden. The main reception room extends through much of the house and has wood-effect flooring, a fireplace and space for separate sitting and dining areas. The kitchen has grey units, contrasting worktops, tiled splashbacks and an oven and gas hob, with a further reception room adjoining it and providing access to the garden. Upstairs are two larger bedrooms and a third room suitable for use as a bedroom, study or dressing room. The main bedroom has fitted mirrored wardrobes. A bathroom with a bath and shower facility is complemented by a separate WC. The property is described as needing some cosmetic updating, while the existing layout and kitchen provide a starting point for further personalisation. The rear garden is enclosed and paved, with scope for planting or other improvements. The frontage is enclosed by a low boundary wall. St Helens town centre, local schools, bus services and St Helens Central station are within reach, with road connections towards the A580 and the wider regional network. The listing states that the house has been extended to the rear and that alterations have been made to the roof or loft space. A surveyor has advised that these works may not meet current Building Regulations and could require upgrading or removal. Buyers should investigate the relevant consents, approvals and suitability of the works. Some listing images have been virtually staged or digitally enhanced and may not show the property's actual furnishings or finishes.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

79out of 100
Grade BGood opportunity

Confidence: MEDIUM

At £130,000, this three-bedroom terrace is priced at £136/sq ft, around 32% below the local average—a strong opportunity to acquire at a comparatively low entry price. The two ground-floor reception areas and usable, relatively current kitchen give it a practical starting point, while dated finishes in several bedrooms and the bathroom leave clear scope for cosmetic improvement. The paved rear garden could also be cleared and made more inviting; the renovation range is £5,000–£12,000.

The listing flags potential compliance issues with the extension and roof/loft alterations, so these are worth checking as part of assessing the project. Overall, the low asking price and manageable improvement scope support a good opportunity, with the main value-add coming from personalising the interiors and improving the garden.

Key opportunities

  • Acquire at £136/sq ft, around 32% below the local average.
  • Refresh dated bedroom finishes and bathroom fittings to personalise the interior.
  • Clear and improve the paved rear garden to create a more attractive outdoor space.

Key risks

None recorded.

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Map

Location

Holly Bank Grove, St Helens, Greater Manchester
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Finance

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Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
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years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£491
Based on a loan of £97,500 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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