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5 The Plains, Scotby, Carlisle, Cumbria - Image 1
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5 The Plains, Scotby, Carlisle, Cumbria

North East

£190,000

Listed on 10/09/2026

The listing

Property details

Bedrooms
5
Type
Semi Detached

Description

This part-completed five-bedroom property presents a unique opportunity for those looking to put their own stamp on a substantial home. Offered for sale as seen, the property requires significant completion works including plastering, second-fix electrics and plumbing, as well as the installation of a kitchen and bathrooms. The layout features a spacious entrance hall with provisions for a staircase leading to the upper floors, a generously sized living room at the front, and a large open-plan kitchen/diner at the rear, equipped with bi-fold doors that open onto the garden, creating an inviting family living space. The first floor comprises three bedrooms, one of which has space for an en-suite shower room, along with a family bathroom. The second floor offers two additional bedrooms and potential for another bathroom. Externally, landscaping work is needed to complete the garden, alongside the construction of a driveway to the side of the property. While cash buyers are preferred due to the extent of the required works, mortgage finance may be available depending on individual lender criteria. This property is ideal for developers or buyers seeking a project to finish according to their own specifications.

WHOTS analysis

Our WHOTS verdict

An internal assessment of the opportunity to acquire, improve and create value.

62out of 100
Grade CPotential opportunity

Confidence: LOW

This five-bedroom semi-detached house is presented as a substantial project, offered at a guide price of £190,000, which is notably lower than the local average sale price of £385,973. This opens up a moderate opportunity for those looking to invest in renovation. The spacious layout allows for customisation, making it ideal for developers or buyers ready to put their own stamp on the property. The current condition requires extensive refurbishment, with significant works including plastering, second-fix electrics and plumbing, and landscaping necessary to transform this house into a desirable family home.

The property's potential lies in its generous living spaces and the opportunity to create a modern kitchen and bathrooms tailored to personal tastes. However, it's important to note the scale of the project; the interiors are stripped and will require a comprehensive budget of £100,000 to £200,000 to reach completion. This is not a simple refresh, and while the asking price is cheap compared to local values, interested buyers should be prepared for a significant renovation journey.

Key opportunities

  • Spacious layout with five bedrooms allows for extensive customisation.
  • Open-plan kitchen and dining area with bi-fold doors offers potential for a modern family living space.
  • Opportunity to enhance the exterior with landscaping and driveway construction.

Key risks

  • Stripped interiors and a £100,000–£200,000 works budget make this a full-gut programme, not a refresh.

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Map

Location

5 The Plains, Scotby, Carlisle, Cumbria
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Finance

Mortgage calculator

Illustrative repayments based on the asking price, not a mortgage offer.

£
£
£
%
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years

Current average 2-year fixed rate is 4.45%

Current average variable rate is 6.60%

Monthly Repayments
£718
Based on a loan of £142,500 over 30 years at 4.45% interest

These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.

Tax

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