
North West
£495,000
Listed on 11/09/2026
Listed on 11/09/2026
The listing
WHOTS analysis
An internal assessment of the opportunity to acquire, improve and create value.
Confidence: LOW
This detached four-bedroom house in Formby is a substantial blank canvas: the photographed interiors have been stripped back, with kitchen and bathroom fittings removed, unfinished surfaces and bare or damaged floors. That gives a buyer scope to carry out the proposed reconfiguration and create the open-plan family space described in the listing, alongside the separate sitting room and snug. The attached garage and generous rear garden add to the project’s potential, while the garden and rubble-strewn drive also offer clear external improvement work.
The score is 45/100, grade E, reflecting the scale of the works and limited overall opportunity rather than a judgement that the asking price is dear. Floor area is missing, so value against local £/sqf cannot yet be judged; the £85,000–£160,000 renovation range indicates a full project rather than a cosmetic refresh. The listing says planning permission has been granted, but the approved plans and scope should be checked before relying on them. The visible roof appears intact from ground level, though it cannot be fully assessed.
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Transport
Freshfield Rail Station
0.5 miles
Train · Freshfield
Formby Rail Station
0.8 miles
Train · Formby
Hightown Rail Station
2.8 miles
Train · Hightown
Ainsdale Rail Station
3.2 miles
Train · Ainsdale
Contains public sector information from NaPTAN (DfT) licensed under the Open Government Licence v3.0.
Finance
Illustrative repayments based on the asking price, not a mortgage offer.
Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
Tax
Indicative tax based on the asking price and the options you select.
Pricing
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