Guildford Street, Chertsey, KT16 9AD
London
£550,000
Listed on 04/09/2026
Listed on 04/09/2026
The listing
Property details
Bedrooms
3Type
Retail Property (high Street)Area
2372 sqftDescription
This Grade II listed property in a central Chertsey position combines a ground-floor commercial unit with two self-contained flats. The shop fronts Guildford Street, with a one-bedroom flat to the rear and a larger two-bedroom flat on the upper floors. The listing describes the accommodation as offering scope for future enhancement, including possible subdivision of the upper flat into two units, subject to planning permission, Listed Building Consent and other required approvals. The mixed-use arrangement provides several distinct parts to assess for occupation or income, while the listed status and consent requirements will be important considerations for any changes.
WHOTS analysis
Our WHOTS verdict
An internal assessment of the opportunity to acquire, improve and create value.
81out of 100
Grade AStrong opportunity
Confidence: MEDIUM
At £550,000, this Grade II Listed property is asking around £232/sq ft, well below the local average of £490/sq ft—a strong entry-price opportunity for a buyer seeking a mixed-use project. It combines a street-front commercial unit with two flats, giving it several potential income streams, while the spacious upper flat may offer scope for subdivision subject to planning, Listed Building Consent and other approvals.
The residential interiors are usable but dated, with older kitchens, bathrooms, carpets and décor offering a clear canvas for a modest cosmetic refresh; the supplied renovation range is £5,500–£16,500. A maintained paved courtyard and prominent, convenient position add to the appeal. The subdivision idea is a possibility rather than a certainty, and the property’s listed status makes the relevant consents important.
Key opportunities
- Acquire below the local average £/sq ft, with commercial and residential accommodation offering multiple potential income streams.
- Refresh the dated but usable interiors with a modest cosmetic programme.
- Explore subdivision of the spacious upper flat, subject to planning permission, Listed Building Consent and other approvals.
Key risks
None recorded.
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Finance
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Current average 2-year fixed rate is 4.45%
Current average variable rate is 6.60%
Monthly Repayments
£2,078
Based on a loan of £412,500 over 30 years at 4.45% interest
These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
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